Updated September 28, 2026 · AffCue Editorial Team
Banco Santander vs Wallester
Facts checked September 26, 2026.
Facts checked September 26, 2026.
Where Banco Santander and Wallester differ
| Compare |  Banco Santander |  Wallester |
|---|---|---|
| Commission terms | CPA per approval | EUR 100 + EUR 300 2-step PPL |
| Networks | Indoleads | Daisycon, Tradetracker |
| Recurring commission | No | YesHas it |
| Verticals | Banking, LendingCovers more | Banking |
| Cookie window | Not confirmed | 60 days |
| Payout per sale or signup | Not confirmed | €200 |
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Key differences
- Recurring commission: only Wallester.
- Networks: only Banco Santander offers Indoleads.
- Networks: only Wallester offers Daisycon, Tradetracker.
- Founded is lower at Banco Santander: 1857 vs 2016.
- Wallester is available in 4 more countries.
- Pricing model: only Wallester offers CPL, Revshare, Hybrid.
- Region: only Banco Santander offers Single country.
- Region: only Wallester offers Europe.
- Verticals: only Banco Santander offers Lending.
Our verdict on each
Banco Santander
Banco Santander pays on CPA per approval, a setup that suits publishers sending banking and lending traffic from a single market who can win approvals rather than raw clicks. It runs as a direct programme through Indoleads, and recurring commission is a no.
Wallester
Wallester suits publishers with European business and finance audiences who can convert intent into funded accounts, since the offer is a two-step PPL of EUR 100 + EUR 300 2-step PPL on a 60 window. The banking vertical keeps the audience narrow, so volume comes from Europe, not from the wider web.
Where they rank in our lists
| Ranking | Banco Santander | Wallester |
|---|---|---|
| Finance affiliate programs | 56 of 425 | 14 of 425 |
| Banking and fintech programs | 12 of 86 | 3 of 86 |
What each covers
| Pricing model | Banco Santander | Wallester |
|---|---|---|
| CPA | Yes | Yes |
| CPL | No | Yes |
| Revshare | No | Yes |
| Hybrid | No | Yes |
What we checked
Banco Santander
- indoleads.com: 8 facts, checked September 26, 2026
- en.wikipedia.org: 3 facts, checked September 26, 2026
Wallester
- wallester.com: 7 facts, checked September 26, 2026
- all-affiliates.com: 2 facts, checked September 26, 2026
- fintechmagazine.com: 2 facts, checked September 26, 2026
- rigacomm.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Banco Santander | Wallester |
|---|---|---|
| Pricing model | CPA | CPA, CPL, Revshare, HybridCovers more |
| Features | Direct | Direct |
| Region | Single country | Europe |
| Legal entity | Banco Santander S.A. | Wallester AS |
| Headquarters | Spain | Estonia |
| Founded | 1857Lower | 2016 |
| Support channels | Email, Phone | Not confirmed |
Where each stands against the rest
| Fact | Banco Santander | Wallester | Median |
|---|---|---|---|
| Cookie window | Not confirmed | 60 dayshighest quarter | 30 days |
| Payout per sale or signup | Not confirmed | €200highest quarter | €50 |
Median across 146 listed affiliate programs.
Pros and cons
Banco Santander
Pros
- Pays CPA per approval, which puts the weight on approval rate rather than click volume.
- A direct programme on Indoleads, so the bank and the network sit in the same loop as the publisher.
- Support runs on email and phone, so questions go straight to the programme team.
Cons
- Recurring commission is a no, so nothing pays on top of the approved application.
- Coverage sits in a single market (single country), so international traffic earns nothing.
- Support runs on email and phone only, while 58.9% of programmes in the directory also run a help centre.
Wallester
Pros
- Two-step PPL of EUR 100 + EUR 300 2-step PPL pays on a qualified lead that becomes a funded account.
- cpa, cpl and revshare gives publishers a choice of models rather than a single payout type.
- Recurring commission is on, so an account that keeps its balance keeps paying.
Cons
- europe caps the audience, so North American traffic has little to convert here.
- banking is narrow, which limits the number of pages a publisher can write.
- The programme pays on a two-step PPL under EUR 100 + EUR 300 2-step PPL, so a lead that stalls before funding pays nothing.
Who each suits
Banco Santander
Who it suits
- Publishers who can persuade readers to finish an approval, since commission follows CPA per approval.
- Sites with banking and lending content, because the offer covers banking and lending.
- Publishers on Indoleads who want a bank offer alongside the finance campaigns they already run.
Who should look elsewhere
- Anyone after revenue share or recurring payouts: this one pays CPA per approval and recurring commission is a no, so Qonto and its CPA per registration plus KYB bonus may suit better.
- Publishers who want leads paid as well as finished customers: Mintos runs Hybrid lead and CPA commission.
- Anyone who prefers a share of completed sales: Admitad pays 5% per sale.
Wallester
Who it suits
- Publishers running finance or small business content for European readers
- Sites with an audience that already trusts banking and fintech brands
- Network affiliates who want a second, recurring option alongside a per-approval offer
Who should look elsewhere
- Publishers chasing North American audiences, since the programme runs in europe
- Anyone wanting a wide vertical mix, because the offer sits in banking only
- Publishors who need long decision windows, since the window is 60 days
Country by country
| Country | Banco Santander | Wallester |
|---|---|---|
| Brazil | Yes | No |
| France | No | Yes |
| Germany | No | Yes |
| Spain | No | Yes |
| United Kingdom | No | Yes |
| United States | No | Yes |
Questions about each
Banco Santander
How does Banco Santander pay affiliates?+
Commission is CPA per approval, so the payout follows an approved application rather than a click, a signup or a completed sale. The model reads cpa, which is a single event payment. In a comparison like this one, that makes the approval rate of your traffic the number that matters, not raw clicks.
Is there recurring commission?+
Recurring commission is a no. The model is cpa, so an approved application is the event that pays, and readers who come back to the bank later do not generate another payment on the same account.
Wallester
How much does Wallester pay per approved account?+
The per-approval payout is €200, paid under a two-step PPL of EUR 100 + EUR 300 2-step PPL. A lead that never turns into a funded account earns nothing, so lead quality matters more than lead volume here. The model list is cpa, cpl and revshare.
How long is the cookie window?+
The window runs 60 days. That is longer than the finance median of 30 days, so a reader who takes a fortnight to open a business account can still be credited. It is shorter than the 90 day ceiling seen in the banking and fintech group.