Updated September 29, 2026 · AffCue Editorial Team
TF Bank AT vs VEXCASH
Facts checked September 26, 2026.
Facts checked September 26, 2026.
What sets them apart
| Compare |  TF Bank AT |  VEXCASH |
|---|---|---|
| Commission terms | 50 EUR per activated card | 0.40 EUR per lead, 0.40-20 EUR per sale |
| Cookie window | 30 days | 90 daysHigher |
| Networks | FinanceAds | FlexOffers |
| Payout per sale or signup | €50Higher | €0.40 to €20 |
| Verticals | Banking, LendingCovers more | Lending |
| Recurring commission | No | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Cookie window is higher at VEXCASH: 90 days vs 30 days.
- Payout per sale or signup is higher at TF Bank AT: €50 vs €0.40 to €20.
- Networks: only TF Bank AT offers FinanceAds.
- Networks: only VEXCASH offers FlexOffers.
- Pricing model: only VEXCASH offers CPL.
- Verticals: only TF Bank AT offers Banking.
Our verdict on each
TF Bank AT
TF Bank AT is a focused, single-market offer for publishers with card banking or lending audiences, paying a flat CPA on the card activation. The 30 day window matches the common finance figure, so volume depends on how well your traffic fits single country.
VEXCASH
VEXCASH pays 0.40 EUR per lead, 0.40-20 EUR per sale on a cost per action and cost per lead model, reached through FlexOffers. It suits publishers in the single market it covers who want a focused lending offer and a fee for both leads and sales.
Earnings on 10 sales of 100
TF Bank AT
€500
10 × €50
VEXCASH
€4 to €200
10 × €0.40 to €20
TF Bank AT comes out €300 ahead.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Sources behind this comparison
TF Bank AT
- tfbank.at: 7 facts, checked September 26, 2026
VEXCASH
- flexoffers.com: 5 facts, checked September 26, 2026
- vexcash.com: 5 facts, checked September 26, 2026
How they place
| Ranking | TF Bank AT | VEXCASH |
|---|---|---|
| Finance affiliate programs | 67 of 425 | 108 of 425 |
| Lending programs | 7 of 55 | 12 of 55 |
Every fact side by side
| Fact | TF Bank AT | VEXCASH |
|---|---|---|
| Pricing model | CPA | CPA, CPLCovers more |
| Features | Direct, Referral | Not confirmed |
| Region | Single country | Single country |
| Legal entity | Avarda Bank AB | Vexcash AG |
| Headquarters | Sweden | Germany |
| Founded | Not confirmed | 2011 |
| Support channels | Email, Phone, Help centre | Not confirmed |
Where each stands against the rest
| Fact | TF Bank AT | VEXCASH | Median |
|---|---|---|---|
| Cookie window | 30 daysat the median | 90 dayshighest quarter | 30 days |
| Payout per sale or signup | €50at the median | €0.40 to €20below the median | €50 |
Median across 146 listed affiliate programs.
Pros and cons
TF Bank AT
Pros
- A clear, easy to price action: 50 EUR per activated card on an activated card, with the model listed as cpa.
- The 30 day window matches the finance median of 30, so the attribution window is not the limiting factor here.
- Both a direct and a referral route are listed in direct and referral, which lets you run paid placements and word of mouth style promotion side by side.
Cons
- There is no recurring commission, so a subscriber who stays for years pays the same as a sign up that lapses after the first month.
- single country coverage means the offer pays only in a single market, and 52.5% shows how common that limit is across the category.
- financeAds lists one network only, so there is no second route to the same offer if your approval terms change.
VEXCASH
Pros
- The 90 day window sits well above the lending median 90, so a reader who takes their time still counts.
- That window ranks 12 of 129 programmes on cookie length across the directory.
- 0.40 EUR per lead, 0.40-20 EUR per sale pays on the lead as well as the sale, so traffic that stops at the form is not worth nothing.
Cons
- The programme is built for a single market, single country, so a multilingual publisher earns from only part of its audience.
- A verification bonus is not among its commission terms (0.40 EUR per lead, 0.40-20 EUR per sale), while Qonto pairs CPA with CPA per registration plus KYB bonus for business volume.
Who each suits
TF Bank AT
Who it suits
- Publishers whose audience already applies for cards or short term credit in a single market.
- Media buyers who can pass a 30 day window to their optimisation and price a flat 50 EUR per activated card per activation.
- Sites with room for both a direct offer and a referral mention, since direct and referral covers both.
Who should look elsewhere
- Publishers who need lifetime value from a finance signup, since there is no recurring commission here.
- Anyone chasing a broad, multi country card offer, because single country narrows it to a single market.
- Publishers who want a revenue share or a percentage model, since the model is cpa and Admitad pays a percentage per sale instead.
VEXCASH
Who it suits
- Lending writers whose readers sit in the single market VEXCASH serves, where the 90 day window does the waiting.
- Publishers paid per action rather than per share, since cpa and cpl keeps the deal simple.
- Finance publishers based in Germany who prefer to work inside FlexOffers rather than chase direct approvals.
Who should look elsewhere
- Publishers chasing a share of customer revenue, because Admitad pays 5% per sale rather than a flat lead fee.
- Anyone after an extra bonus on the action, since Qonto combines CPA per registration plus KYB bonus.
- Sites whose readers are spread across many countries, because VEXCASH stays inside a single market.
Country by country
| Country | TF Bank AT | VEXCASH |
|---|---|---|
| Austria | Yes | No |
Questions about each
TF Bank AT
What does TF Bank AT pay per activated card?+
The programme pays 50 EUR per activated card, and the commission model is cpa. That is a flat fee for a single event rather than a share of what the customer goes on to spend or repay. Budget around one payment per activated card, not per month of account life.
How long is the cookie window?+
The attribution window is 30 days, which is the same as the finance median of 30. Across the site the typical window runs from 30 to 60, so this sits in the ordinary middle range rather than at either extreme.
VEXCASH
How much does VEXCASH pay for a lead and for a sale?+
VEXCASH pays 0.40 EUR per lead, 0.40-20 EUR per sale. The lead fee is a single set figure, while the sale fee is quoted as a band, so the amount attached to a completed credit moves with the deal rather than sitting at a flat rate. Plan for a smaller return on the form submit and a larger return on the sale.
How long is the cookie window on VEXCASH?+
The window is 90 days. That is well above the median across lending programmes, 90, and above the finance median, 30. For a credit product where readers tend to compare before they apply, that extra window is the part of the deal that matters most.