Updated September 28, 2026 · AffCue Editorial Team
bunq vs TF Bank AT
Facts checked September 26, 2026.
Facts checked September 26, 2026.
Where bunq and TF Bank AT differ
| Compare |  bunq |  TF Bank AT |
|---|---|---|
| Commission terms | Up to 60 EUR per verified signup | 50 EUR per activated card |
| Networks | Everflow, FinanceAdsCovers more | FinanceAds |
| Payout per sale or signup | €60Higher | €50 |
| Verticals | Banking | Banking, LendingCovers more |
Same on both: Cookie window (30 days), Recurring commission (No).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Payout per sale or signup is higher at bunq: €60 vs €50.
- Support channels: only bunq offers Chat.
- Support channels: only TF Bank AT offers Phone.
- Networks: only bunq offers Everflow.
- Features: only TF Bank AT offers Referral.
- Region: only bunq offers Europe.
- Region: only TF Bank AT offers Single country.
- Verticals: only TF Bank AT offers Lending.
Our verdict on each
bunq
bunq is a banking program for publishers with European audiences, paying Up to 60 EUR per verified signup on a CPA model with a 30 day window. It fits partners who prefer a payout per verified signup over revenue share, though no recurring commission caps the lifetime value of each referral.
TF Bank AT
TF Bank AT is a focused, single-market offer for publishers with card banking or lending audiences, paying a flat CPA on the card activation. The 30 day window matches the common finance figure, so volume depends on how well your traffic fits single country.
Winner by area
- Bunq edges TF Bank AT on cost, 1 facts to 0.
- On trust the two are close: bunq wins 1, TF Bank AT 0.
Where each is licensed and available
| Country | bunq | TF Bank AT |
|---|---|---|
| Region | Europe | Single country |
How they place
| Ranking | bunq | TF Bank AT |
|---|---|---|
| Finance affiliate programs | 38 of 425 | 67 of 425 |
| Banking and fintech programs | 8 of 86 | 15 of 86 |
Every fact side by side
| Fact | bunq | TF Bank AT |
|---|---|---|
| Pricing model | CPA | CPA |
| Features | Direct | Direct, ReferralCovers more |
| Region | Europe | Single country |
| Legal entity | bunq B.V. | Avarda Bank AB |
| Headquarters | Netherlands | Sweden |
| Founded | 2012 | Not confirmed |
| Support channels | Email, Chat, Help centre | Email, Phone, Help centre |
Where each stands against the rest
| Fact | bunq | TF Bank AT | Median |
|---|---|---|---|
| Cookie window | 30 daysat the median | 30 daysat the median | 30 days |
| Payout per sale or signup | €60above the median | €50at the median | €50 |
Median across 146 listed affiliate programs.
Pros and cons
bunq
Pros
- A published payout of Up to 60 EUR per verified signup, so a partner can forecast earnings per verified signup without waiting on a later sales total.
- The 30 day window matches the 30 day median across programs here, so a standard account opening funnel fits inside it without special tracking.
- Reach in europe through direct availability, which suits publishers with a European banking readership rather than global traffic.
Cons
- Recurring commission is no, so the payout ends at conversion with nothing afterwards; Qonto runs CPA per registration plus KYB bonus and adds a bonus on top of its registration payout.
- Up to 60 EUR per verified signup sets the maximum for a verified signup, so real earnings per referral can sit below the headline figure.
- A 30 day window places bunq at 39 of 129 brands ranked on cookie length here, behind the 90 day longest window in banking and fintech.
TF Bank AT
Pros
- A clear, easy to price action: 50 EUR per activated card on an activated card, with the model listed as cpa.
- The 30 day window matches the finance median of 30, so the attribution window is not the limiting factor here.
- Both a direct and a referral route are listed in direct and referral, which lets you run paid placements and word of mouth style promotion side by side.
Cons
- There is no recurring commission, so a subscriber who stays for years pays the same as a sign up that lapses after the first month.
- single country coverage means the offer pays only in a single market, and 52.5% shows how common that limit is across the category.
- financeAds lists one network only, so there is no second route to the same offer if your approval terms change.
Who each suits
bunq
Who it suits
- Publishers with a European readership in banking who can send readers into an account opening and verification flow, since the program is scoped to europe.
- Partners who prefer a predictable CPA line item: Up to 60 EUR per verified signup per verified signup, credited inside a 30 day window.
- Sites that want direct access to the brand alongside network options, since the program is listed as direct and works through Everflow and financeAds.
Who should look elsewhere
- Publishers chasing lead volume: Mintos runs Hybrid lead and CPA commission, so it pays for leads as well as completed accounts.
- Anyone wanting a sales based payout that keeps earning after the referral: Admitad pays 5% per sale, which suits ecommerce traffic rather than bank account reviews.
- Publishers whose traffic sits outside europe, since the program is recorded for Europe and no other market is listed.
TF Bank AT
Who it suits
- Publishers whose audience already applies for cards or short term credit in a single market.
- Media buyers who can pass a 30 day window to their optimisation and price a flat 50 EUR per activated card per activation.
- Sites with room for both a direct offer and a referral mention, since direct and referral covers both.
Who should look elsewhere
- Publishers who need lifetime value from a finance signup, since there is no recurring commission here.
- Anyone chasing a broad, multi country card offer, because single country narrows it to a single market.
- Publishers who want a revenue share or a percentage model, since the model is cpa and Admitad pays a percentage per sale instead.
Country by country
| Country | bunq | TF Bank AT |
|---|---|---|
| Austria | No | Yes |
Questions about each
bunq
How much does bunq pay for a referred signup?+
The published rate is Up to 60 EUR per verified signup, tied to a signup that completes verification, and the CPA amount behind that figure is €60. The model is CPA, so the payout attaches to the conversion itself rather than to any later balance or spend the account makes. The stated figure is a ceiling, so individual conversions can pay less than the headline rate.
How long is the cookie window?+
The window is 30 days, which is the standard length across most programs here: the median listed is 30 days and the upper quartile 60 days. On cookie length bunq ranks 39 of 129 brands, so a referral that converts after the window closes earns nothing for the publisher.
TF Bank AT
What does TF Bank AT pay per activated card?+
The programme pays 50 EUR per activated card, and the commission model is cpa. That is a flat fee for a single event rather than a share of what the customer goes on to spend or repay. Budget around one payment per activated card, not per month of account life.
How long is the cookie window?+
The attribution window is 30 days, which is the same as the finance median of 30. Across the site the typical window runs from 30 to 60, so this sits in the ordinary middle range rather than at either extreme.