Updated September 28, 2026 · AffCue Editorial Team
Mintos vs TF Bank AT
Facts checked September 26, 2026.
Facts checked September 26, 2026.
What sets them apart
| Compare |  Mintos |  TF Bank AT |
|---|---|---|
| Commission terms | Hybrid lead and CPA commission | 50 EUR per activated card |
| Cookie window | 90 daysHigher | 30 days |
| Networks | Impact | FinanceAds |
| Verticals | Investing, Lending | Banking, Lending |
| Recurring commission | Not confirmed | No |
| Payout per sale or signup | Not confirmed | €50 |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Cookie window is higher at Mintos: 90 days vs 30 days.
- Support channels: only Mintos offers Community.
- Support channels: only TF Bank AT offers Phone.
- Networks: only Mintos offers Impact.
- Networks: only TF Bank AT offers FinanceAds.
- Pricing model: only Mintos offers CPL, Hybrid.
- Features: only TF Bank AT offers Direct.
- Region: only Mintos offers Europe.
- Region: only TF Bank AT offers Single country.
- Verticals: only Mintos offers Investing.
Our verdict on each
Mintos
Mintos pays on a hybrid lead and CPA basis and keeps a cookie window of 90 days, one of the longer windows among the programs here. It suits European publishers covering investing and lending, though support runs on email, help centre and community only.
TF Bank AT
TF Bank AT is a focused, single-market offer for publishers with card banking or lending audiences, paying a flat CPA on the card activation. The 30 day window matches the common finance figure, so volume depends on how well your traffic fits single country.
How they place
| Ranking | Mintos | TF Bank AT |
|---|---|---|
| Finance affiliate programs | 13 of 425 | 67 of 425 |
| Lending programs | 2 of 55 | 7 of 55 |
Side by side, item by item
| Pricing model | Mintos | TF Bank AT |
|---|---|---|
| CPA | Yes | Yes |
| CPL | Yes | No |
| Hybrid | Yes | No |
If neither fits
BlackBull Partners has cookie window at 365 days, against 90 days for Mintos and 30 days for TF Bank AT.
BlackBull Partners reviewWhat we checked
Mintos
- mintos.com: 10 facts, checked September 26, 2026
TF Bank AT
- tfbank.at: 7 facts, checked September 26, 2026
Every fact side by side
| Fact | Mintos | TF Bank AT |
|---|---|---|
| Pricing model | CPA, CPL, HybridCovers more | CPA |
| Features | Referral | Direct, ReferralCovers more |
| Region | Europe | Single country |
| Legal entity | AS Mintos Marketplace | Avarda Bank AB |
| Headquarters | Latvia | Sweden |
| Support channels | Email, Help centre, Community | Email, Phone, Help centre |
Where each stands against the rest
| Fact | Mintos | TF Bank AT | Median |
|---|---|---|---|
| Cookie window | 90 dayshighest quarter | 30 daysat the median | 30 days |
| Payout per sale or signup | Not confirmed | €50at the median | €50 |
Median across 146 listed affiliate programs.
Pros and cons
Mintos
Pros
- Cookie window of 90 days sits well past the 30 day median across the programmes listed here
- Pays on Hybrid lead and CPA commission, so leads and signups both earn
- Runs on the Impact network, a familiar route for established finance publishers
Cons
- A hybrid Hybrid lead and CPA commission model means approval rules sit with Mintos, so tracking is not fully under the publisher's control
- Coverage is europe only, which limits reach next to a global programme
- Support runs on email, help centre and community only, with no phone or live chat listed for account questions
TF Bank AT
Pros
- A clear, easy to price action: 50 EUR per activated card on an activated card, with the model listed as cpa.
- The 30 day window matches the finance median of 30, so the attribution window is not the limiting factor here.
- Both a direct and a referral route are listed in direct and referral, which lets you run paid placements and word of mouth style promotion side by side.
Cons
- There is no recurring commission, so a subscriber who stays for years pays the same as a sign up that lapses after the first month.
- single country coverage means the offer pays only in a single market, and 52.5% shows how common that limit is across the category.
- financeAds lists one network only, so there is no second route to the same offer if your approval terms change.
Who each suits
Mintos
Who it suits
- Publishers writing about peer to peer investing and loan comparison in European markets
- Finance content teams already working with the Impact network
- Reviewers who need a long attribution window before a reader signs up
Who should look elsewhere
- Publishers chasing a revenue share, since the terms here are Hybrid lead and CPA commission rather than a share of revenue
- Anyone needing global reach, because coverage is europe
- Publishers who want phone support, since channels are email, help centre and community
TF Bank AT
Who it suits
- Publishers whose audience already applies for cards or short term credit in a single market.
- Media buyers who can pass a 30 day window to their optimisation and price a flat 50 EUR per activated card per activation.
- Sites with room for both a direct offer and a referral mention, since direct and referral covers both.
Who should look elsewhere
- Publishers who need lifetime value from a finance signup, since there is no recurring commission here.
- Anyone chasing a broad, multi country card offer, because single country narrows it to a single market.
- Publishers who want a revenue share or a percentage model, since the model is cpa and Admitad pays a percentage per sale instead.
Current offers
Mintos
Current offer
Bonus
Earn up to EUR 500 in bonuses: up to EUR 500
Ends on 30 September; Terms apply
Source, checked September 26, 2026
Country by country
| Country | Mintos | TF Bank AT |
|---|---|---|
| Austria | No | Yes |
Questions about each
Mintos
How much does the Mintos affiliate programme pay?+
Mintos pays Hybrid lead and CPA commission, listed under the model cpa, cpl and hybrid. That means a lead can earn and a converting signup can earn again. No fixed rate or minimum payout figure is given, so the per lead amount has to come from the programme.
How long is the cookie window on Mintos?+
The window is 90 days. That is longer than the 30 day median across the programmes compared here, which gives a reader more time between a first click and a funded account. It ranks at position 12 of 129 brands ranked on window length.
TF Bank AT
What does TF Bank AT pay per activated card?+
The programme pays 50 EUR per activated card, and the commission model is cpa. That is a flat fee for a single event rather than a share of what the customer goes on to spend or repay. Budget around one payment per activated card, not per month of account life.
How long is the cookie window?+
The attribution window is 30 days, which is the same as the finance median of 30. Across the site the typical window runs from 30 to 60, so this sits in the ordinary middle range rather than at either extreme.