Mintos review
Updated September 28, 2026 · AffCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Mintos pays on a hybrid lead and CPA basis and keeps a cookie window of 90 days, one of the longer windows among the programs here. It suits European publishers covering investing and lending, though support runs on email, help centre and community only.
Key facts
- Best for
- European finance publishers who want a long cookie window and CPA plus lead payouts.
- Commission terms
- Hybrid lead and CPA commission (Source, checked September 26, 2026)
- Cookie window
- 90 days (Source, checked September 26, 2026)
- Networks
- Impact (Source, checked September 26, 2026)
- Verticals
- Investing, Lending (Source, checked September 26, 2026)
- Legal entity
- AS Mintos Marketplace (Source, checked September 26, 2026)
- Headquarters
- Latvia (Source, checked September 26, 2026)
- Support channels
- Email, Help-centre, Community (Source, checked September 26, 2026)
- Pricing model
- CPA, CPL, Hybrid
- Features
- Referral program
- Region
- Europe
- Official website
- mintos.com
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- WikidataLinkedInXinstagram.com
Pros and cons
Pros
- Cookie window of 90 days sits well past the 30 day median across the programmes listed here
- Pays on Hybrid lead and CPA commission, so leads and signups both earn
- Runs on the Impact network, a familiar route for established finance publishers
- Covers the investing and lending verticals, so investing and lending content can share one programme
- Backed by AS Mintos Marketplace, registered in Latvia
Cons
- A hybrid Hybrid lead and CPA commission model means approval rules sit with Mintos, so tracking is not fully under the publisher's control
- Coverage is europe only, which limits reach next to a global programme
- Support runs on email, help centre and community only, with no phone or live chat listed for account questions
- Referral is the only entry in its feature set (referral), so a direct deal is not among the options to compare it with
Who it suits
- Publishers writing about peer to peer investing and loan comparison in European markets
- Finance content teams already working with the Impact network
- Reviewers who need a long attribution window before a reader signs up
Who should look elsewhere
- Publishers chasing a revenue share, since the terms here are Hybrid lead and CPA commission rather than a share of revenue
- Anyone needing global reach, because coverage is europe
- Publishers who want phone support, since channels are email, help centre and community
Commission and cookie
Mintos runs Hybrid lead and CPA commission, which pays for a lead and again when that lead converts. The model list is cpa, cpl and hybrid, so the programme covers the main finance payment styles without a revenue share or recurring element attached. The cookie window is 90 days, comfortably above the 30 day median in the finance category and above the 90 day median among lending programmes, and it ranks at position 12 of 129 brands ranked on cookie window. For a reader weighing what a programme pays, when it pays and how long the attribution runs, this is a long window on an action based payout. The catch is that rates are not published as figures here, so the amount per lead or signup has to come from the programme itself.
The company behind it
The programme belongs to AS Mintos Marketplace, headquartered in Latvia. Coverage is europe, so the audience a publisher can promote to is European rather than worldwide. Publisher support runs on email, help centre and community, which covers written help plus a self service help centre and a community, but no phone line or live chat is listed. The verticals on offer are investing and lending, meaning investing and lending products sit under the same programme, and the programme is set up as referral rather than a direct signup deal.
Frequently asked questions
How much does the Mintos affiliate programme pay?+
Mintos pays Hybrid lead and CPA commission, listed under the model cpa, cpl and hybrid. That means a lead can earn and a converting signup can earn again. No fixed rate or minimum payout figure is given, so the per lead amount has to come from the programme.
How long is the cookie window on Mintos?+
The window is 90 days. That is longer than the 30 day median across the programmes compared here, which gives a reader more time between a first click and a funded account. It ranks at position 12 of 129 brands ranked on window length.
Which markets can I promote Mintos in?+
Coverage is listed as europe, so the programme is aimed at European traffic. A publisher with a mainly UK or wider European audience fits the targeting, while a global audience will find less of the offer relevant. The verticals available are investing and lending.
Which network runs the Mintos programme?+
The programme runs on Impact. Publishers already approved on that network can usually keep their tracking setup, and finance publishers working through Impact can compare it directly with direct programmes. It is listed as referral rather than a direct deal.
Who is behind the Mintos programme?+
The programme is run by AS Mintos Marketplace, headquartered in Latvia. A publisher checking who pays them is dealing with a named marketplace entity rather than an unlisted intermediary. Contact routes are listed as email, help centre and community.
How do I get help from Mintos as a publisher?+
Support runs on email, help centre and community, so questions go by email, through the help centre, or in the community. No phone line or live chat is listed, which matters for a publisher tracking a disputed conversion. Approval questions on the Hybrid lead and CPA commission payout can travel the same email route.
Is Mintos better for investing or lending content?+
Both verticals are covered, since the programme lists investing and lending. A publisher running an investing site and a loan comparison site can use the same 90 day window and the same Hybrid lead and CPA commission payout. Splitting campaigns by vertical is a choice the publisher makes rather than the programme.
Should I pick Mintos or a revenue share programme?+
It depends on the payout style. Mintos pays Hybrid lead and CPA commission on the cpa, cpl and hybrid model, so earnings depend on a lead converting inside 90 days. A revenue share programme pays on ongoing activity instead, so a publisher with a large audience that keeps investing may prefer that structure.
Sources
- mintos.com/en checked September 26, 2026
Backs: Verticals
“Invest in Loans, Bonds, ETFs, Real Estate”
- mintos.com/en/about-us/about-us checked September 26, 2026
Backs: Headquarters, Legal entity
“legal address: Skanstes iela 50, Riga, LV - 1013, Latvia”
- mintos.com/en/mintos-affiliate-program checked September 26, 2026
Backs: Commission terms, Cookie window, Features, Pricing model, Networks, Region, Support channels
“With a hybrid lead and cost-per-action commission”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Recurring commission.
Mintos
European finance publishers who want a long cookie window and CPA plus lead payouts.