Updated September 29, 2026 · AffCue Editorial Team
Mintos vs Smartbroker
Facts checked September 26, 2026.
Facts checked September 26, 2026.
Mintos vs Smartbroker: the differences
| Compare |  Mintos |  Smartbroker |
|---|---|---|
| Commission terms | Hybrid lead and CPA commission | 60 EUR per depot opening |
| Cookie window | 90 daysHigher | 60 days |
| Networks | Impact | ADCELL, FinanceAds |
| Verticals | Investing, Lending | Investing, Crypto |
| Recurring commission | Not confirmed | No |
| Payout per sale or signup | Not confirmed | €60 |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Cookie window is higher at Mintos: 90 days vs 60 days.
- Support channels: only Mintos offers Community.
- Support channels: only Smartbroker offers Phone.
- Networks: only Mintos offers Impact.
- Networks: only Smartbroker offers ADCELL, FinanceAds.
- Pricing model: only Mintos offers CPL, Hybrid.
- Features: only Smartbroker offers Direct.
- Region: only Mintos offers Europe.
- Region: only Smartbroker offers Single country.
- Verticals: only Mintos offers Lending.
Our verdict on each
Mintos
Mintos pays on a hybrid lead and CPA basis and keeps a cookie window of 90 days, one of the longer windows among the programs here. It suits European publishers covering investing and lending, though support runs on email, help centre and community only.
Smartbroker
Smartbroker pays 60 EUR per depot opening on a cookie window of 60 days, which suits finance publishers running comparison and brokerage content in a single market. The trade-off is what follows the opening: recurring commission is off, so every payout depends on a fresh account rather than an account that stays funded.
What each covers
| Pricing model | Mintos | Smartbroker |
|---|---|---|
| CPA | Yes | Yes |
| CPL | Yes | No |
| Hybrid | Yes | No |
Licences and countries
| Country | Mintos | Smartbroker |
|---|---|---|
| Region | Europe | Single country |
A third option
BlackBull Partners has cookie window at 365 days, against 90 days for Mintos and 60 days for Smartbroker.
BlackBull Partners reviewWhere these facts come from
Mintos
- mintos.com: 10 facts, checked September 26, 2026
Smartbroker
- smartbrokerplus.de: 8 facts, checked September 26, 2026
- adcell.de: 4 facts, checked September 26, 2026
How they place
| Ranking | Mintos | Smartbroker |
|---|---|---|
| Finance affiliate programs | 13 of 425 | 20 of 425 |
| Investing and trading programs | 7 of 87 | 10 of 87 |
Every fact side by side
| Fact | Mintos | Smartbroker |
|---|---|---|
| Pricing model | CPA, CPL, HybridCovers more | CPA |
| Features | Referral | Direct, ReferralCovers more |
| Region | Europe | Single country |
| Legal entity | AS Mintos Marketplace | Smartbroker AG |
| Headquarters | Latvia | Germany |
| Support channels | Email, Help centre, Community | Phone, Email, Help centre |
Where each stands against the rest
| Fact | Mintos | Smartbroker | Median |
|---|---|---|---|
| Cookie window | 90 dayshighest quarter | 60 dayshighest quarter | 30 days |
| Payout per sale or signup | Not confirmed | €60above the median | €50 |
Median across 146 listed affiliate programs.
Pros and cons
Mintos
Pros
- Cookie window of 90 days sits well past the 30 day median across the programmes listed here
- Pays on Hybrid lead and CPA commission, so leads and signups both earn
- Runs on the Impact network, a familiar route for established finance publishers
Cons
- A hybrid Hybrid lead and CPA commission model means approval rules sit with Mintos, so tracking is not fully under the publisher's control
- Coverage is europe only, which limits reach next to a global programme
- Support runs on email, help centre and community only, with no phone or live chat listed for account questions
Smartbroker
Pros
- A cookie window of 60 days beats the 45 median for investing and trading programmes.
- Payout follows 60 EUR per depot opening on a cpa model, which is easy to plan for per account opening.
- Reach comes through ADCELL and financeAds, so partners are not tied to a single submission route.
Cons
- Recurring commission is off, and in the investing and trading group 30.3% of programmes do pay recurring, so this is the commoner setup in the category.
- Coverage is a single market, single country, so traffic from other markets cannot be sent to the same offer.
- Commission is tied to account openings alone, 60 EUR per depot opening, and recurring commission is off, so trading volume on an opened account adds nothing.
Who each suits
Mintos
Who it suits
- Publishers writing about peer to peer investing and loan comparison in European markets
- Finance content teams already working with the Impact network
- Reviewers who need a long attribution window before a reader signs up
Who should look elsewhere
- Publishers chasing a revenue share, since the terms here are Hybrid lead and CPA commission rather than a share of revenue
- Anyone needing global reach, because coverage is europe
- Publishers who want phone support, since channels are email, help centre and community
Smartbroker
Who it suits
- Publishers whose audience sits in the single market this programme serves, listed as single country.
- Sites that review brokers and want a predictable conversion fee: 60 EUR per depot opening on a cpa model.
- Partners promoting on the listed networks, ADCELL and financeAds, who already have tracking in place.
Who should look elsewhere
- Publishers wanting revenue share: Admitad pays 5% per sale, where Smartbroker pays on account openings alone, 60 EUR per depot opening.
- Publishers after a bonus on top of a signup fee: Qonto's CPA per registration plus KYB bonus adds one, while Smartbroker's terms are 60 EUR per depot opening.
- Publishers who want a lead deal as well as a conversion fee: Mintos pays Hybrid lead and CPA commission.
Current offers
Mintos
Current offer
Bonus
Earn up to EUR 500 in bonuses: up to EUR 500
Ends on 30 September; Terms apply
Source, checked September 26, 2026
Country by country
| Country | Mintos | Smartbroker |
|---|---|---|
| Germany | No | Yes |
Questions about each
Mintos
How much does the Mintos affiliate programme pay?+
Mintos pays Hybrid lead and CPA commission, listed under the model cpa, cpl and hybrid. That means a lead can earn and a converting signup can earn again. No fixed rate or minimum payout figure is given, so the per lead amount has to come from the programme.
How long is the cookie window on Mintos?+
The window is 90 days. That is longer than the 30 day median across the programmes compared here, which gives a reader more time between a first click and a funded account. It ranks at position 12 of 129 brands ranked on window length.
Smartbroker
What does Smartbroker pay for a referral?+
The fee is 60 EUR per depot opening and the model is cpa. Payment is tied to the account being opened, not to trading volume afterwards, so a publisher is paid per completed opening. Recurring commission is off, which means no further share from that same account.
How long is the cookie window?+
The window is 60 days. That is longer than the 45 median in the investing and trading group and above the 30 median for finance overall, so a reader can read a comparison and still be credited. It ranks 23 among the 129 brands listed.