Updated September 28, 2026 · AffCue Editorial Team
Baufi24 vs Mintos
Baufi24 vs Mintos: the differences
| Compare |  Baufi24 |  Mintos |
|---|---|---|
| Commission terms | EUR 50-2500 per mortgage | Hybrid lead and CPA commission |
| Cookie window | 90 days | 90 days |
| Networks | Sovrn Commerce | Impact |
| Verticals | Lending | Investing, LendingCovers more |
| Recurring commission | No | Not confirmed |
| Payout per sale or signup | €50 to €2,500 | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Support channels: only Baufi24 offers Phone.
- Support channels: only Mintos offers Email, Community.
- Networks: only Baufi24 offers Sovrn Commerce.
- Networks: only Mintos offers Impact.
- Pricing model: only Mintos offers CPL, Hybrid.
- Region: only Baufi24 offers Single country.
- Region: only Mintos offers Europe.
- Verticals: only Mintos offers Investing.
Our verdict on each
Baufi24
Baufi24 runs a plain CPA program paying EUR 50-2500 per mortgage on a 90 cookie, and it fits publishers who can build a mortgage-finance niche rather than spread traffic across many verticals. Recurring commission is no, so a single funded loan pays a single time and the Sovrn Commerce network is the route in.
Mintos
Mintos pays on a hybrid lead and CPA basis and keeps a cookie window of 90 days, one of the longer windows among the programs here. It suits European publishers covering investing and lending, though support runs on email, help centre and community only.
Feature by feature
| Pricing model | Baufi24 | Mintos |
|---|---|---|
| CPA | Yes | Yes |
| CPL | No | Yes |
| Hybrid | No | Yes |
How they place
| Ranking | Baufi24 | Mintos |
|---|---|---|
| Finance affiliate programs | 57 of 425 | 13 of 425 |
| Lending programs | 6 of 55 | 2 of 55 |
Every fact side by side
| Fact | Baufi24 | Mintos |
|---|---|---|
| Pricing model | CPA | CPA, CPL, HybridCovers more |
| Features | Not confirmed | Referral |
| Region | Single country | Europe |
| Legal entity | Baufi24 Baufinanzierung GmbH | AS Mintos Marketplace |
| Headquarters | Not confirmed | Latvia |
| Support channels | Phone, Help centre | Email, Help centre, Community |
Where each stands against the rest
| Fact | Baufi24 | Mintos | Median |
|---|---|---|---|
| Cookie window | 90 dayshighest quarter | 90 dayshighest quarter | 30 |
| Payout per sale or signup | €50 to €2,500highest quarter | Not confirmed | €50 |
Median across 146 listed affiliate programs.
Pros and cons
Baufi24
Pros
- Commission is a clear per-deal EUR 50-2500 per mortgage, and the model is cpa only, so a publisher can forecast earnings without a revenue share to model.
- The 90 cookie sits at the lending median, 90, which suits the slow research cycle behind a mortgage decision.
- Support covers phone and help centre, so a stalled application can be chased by phone instead of sitting in a queue.
Cons
- Recurring commission is no, so there is no second payment on a mortgage that is already funded.
- Coverage is single country, so traffic from outside that market earns nothing from this offer.
- Support runs on phone and help centre only, which leaves tracking questions to a phone call and a help centre rather than an email thread.
Mintos
Pros
- Cookie window of 90 days sits well past the 30 day median across the programmes listed here
- Pays on Hybrid lead and CPA commission, so leads and signups both earn
- Runs on the Impact network, a familiar route for established finance publishers
Cons
- A hybrid Hybrid lead and CPA commission model means approval rules sit with Mintos, so tracking is not fully under the publisher's control
- Coverage is europe only, which limits reach next to a global programme
- Support runs on email, help centre and community only, with no phone or live chat listed for account questions
Who each suits
Baufi24
Who it suits
- Publishers with a concentrated domestic readership who can promote home finance end to end.
- Sites that prefer a per-deal CPA on a completed mortgage over a lead fee, and want to weigh it against Qonto's CPA per registration plus KYB bonus.
- Networks-minded publishers already working inside Sovrn Commerce, who would rather apply through an existing tracking relationship.
Who should look elsewhere
- Publishers who want to earn on repeat sales: recurring commission is no here, while Admitad pays 5% per sale.
- Publishers after a hybrid lead and CPA deal: Mintos pays Hybrid lead and CPA commission, where Baufi24 pays cpa on completed mortgages.
- Sites with mixed international traffic, since coverage is single country; a registration deal such as Qonto's CPA per registration plus KYB bonus may sit better with that mix.
Mintos
Who it suits
- Publishers writing about peer to peer investing and loan comparison in European markets
- Finance content teams already working with the Impact network
- Reviewers who need a long attribution window before a reader signs up
Who should look elsewhere
- Publishers chasing a revenue share, since the terms here are Hybrid lead and CPA commission rather than a share of revenue
- Anyone needing global reach, because coverage is europe
- Publishers who want phone support, since channels are email, help centre and community
Current offers
Mintos
Current offer
Bonus
Earn up to EUR 500 in bonuses: up to EUR 500
Ends on 30 September; Terms apply
Source, checked September 26, 2026
Country by country
| Country | Baufi24 | Mintos |
|---|---|---|
| Germany | Yes | No |
Questions about each
Baufi24
How much does Baufi24 pay per sale?+
Commission is a per-deal CPA of EUR 50-2500 per mortgage, and the payout model is cpa. The figure moves with the value of the mortgage, so a larger loan carries a larger payout. Publishers who build evergreen content around high-value home finance get the most from this structure.
How long is the cookie window?+
The cookie window is 90, which is generous for a mortgage offer where a reader may research for weeks before applying. That window sits in line with the lending median, 90, so a publisher competing on window length in this niche has little ground to make up.
Mintos
How much does the Mintos affiliate programme pay?+
Mintos pays Hybrid lead and CPA commission, listed under the model cpa, cpl and hybrid. That means a lead can earn and a converting signup can earn again. No fixed rate or minimum payout figure is given, so the per lead amount has to come from the programme.
How long is the cookie window on Mintos?+
The window is 90 days. That is longer than the 30 day median across the programmes compared here, which gives a reader more time between a first click and a funded account. It ranks at position 12 of 129 brands ranked on window length.