Updated September 28, 2026 · AffCue Editorial Team
ING vs OurDream AI
Facts checked September 26, 2026.
Facts checked September 26, 2026.
Where ING and OurDream AI differ
| Compare |  ING |  OurDream AI |
|---|---|---|
| Commission terms | EUR 46.00 CPL per lead | Up to 40% RevShare or $70 CPA |
| Networks | FinanceAds | Everflow, CrakRevenue |
| Recurring commission | No | YesHas it |
| Payout per sale or signup | €46 | $26 to $70 |
| Verticals | Banking | Adult dating |
| Cookie window | 60 days | Not confirmed |
| Payout threshold | Not confirmed | $100 |
| Payout methods | Not confirmed | PayPal, Bank transfer, BTC, USDT |
| Payout frequency | Not confirmed | Monthly NET-15 |
| Commission (%) | Not confirmed | up to 40% |
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Key differences
- Recurring commission: only OurDream AI.
- Networks: only ING offers FinanceAds.
- Networks: only OurDream AI offers Everflow, CrakRevenue.
- Pricing model: only ING offers CPL.
- Pricing model: only OurDream AI offers CPA, Revshare.
- Verticals: only ING offers Banking.
- Verticals: only OurDream AI offers Adult dating.
Our verdict on each
ING
ING pays a set CPL for its Conto Arancio offer, so publishers who can deliver a steady flow of qualified banking leads in a single market can count on predictable income. The trade-off is the shape: no recurring commission, a single network, and a window of 60 days.
OurDream AI
OurDream AI suits publishers already covering the adult dating vertical who want a recurring revenue share or a per-sale payout from a direct programme. The offer runs Up to 40% RevShare or $70 CPA, and approved balances clear on Monthly NET-15 once $100 is reached for publishers paid in crypto or bank transfer.
Where each is licensed and available
| Country | ING | OurDream AI |
|---|---|---|
| Region | Single country | Not confirmed |
Side by side, item by item
| Pricing model | ING | OurDream AI |
|---|---|---|
| CPA | No | Yes |
| CPL | Yes | No |
| Revshare | No | Yes |
What we checked
ING
- financeads.com: 8 facts, checked September 26, 2026
- en.wikipedia.org: 2 facts, checked September 26, 2026
- ing.com: 1 fact, checked September 26, 2026
OurDream AI
- ourdreamaiaffiliate.com: 12 facts, checked September 26, 2026
- ourdream.ai: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | ING | OurDream AI |
|---|---|---|
| Pricing model | CPL | CPA, Revshare |
| Features | Not confirmed | Direct |
| Region | Single country | Not confirmed |
| Legal entity | ING Groep N.V. | Dream Studio USA, Inc. |
| Headquarters | Netherlands | Not confirmed |
| Founded | 1991 | Not confirmed |
| Support channels | Not confirmed | Email, Help centre |
Where each stands against the rest
| Fact | ING | OurDream AI | Median |
|---|---|---|---|
| Cookie window | 60 dayshighest quarter | Not confirmed | 30 days |
| Payout threshold | Not confirmed | $100above the median | $50 |
| Commission (%) | Not confirmed | up to 40%highest quarter | 12 |
Median across 178 listed affiliate programs.
Pros and cons
ING
Pros
- A fixed rate of EUR 46.00 CPL per lead makes lead value easy to forecast.
- A 60 day window gives comparison style banking content room to convert.
- Banking focus (banking) slots straight into sites already writing about current accounts.
Cons
- Recurring commission is not offered, so an approved lead pays once and nothing follows.
- Only single country traffic earns, so an international audience converts at a lower rate.
- The 60 day window ranks 23 of 129 on cookie length.
OurDream AI
Pros
- Recurring commission is yes, so earnings continue on renewals
- Payouts run on Monthly NET-15, a short published schedule
- Payout methods include PayPal, Bank transfer and BTC, covering crypto and bank rails
Cons
- Support runs on email and help centre only, with no live chat or phone line for tracking issues
- A single vertical in adult dating narrows the audience you can promote to
- Payout threshold of $100 sits above the site median of €43.85
Who each suits
ING
Who it suits
- Publishers with steady banking lead volume in a single market who can hit a known CPL.
- Sites that write current account comparisons, where a 60 day window is enough to convert.
- Publishers already inside financeAds who want a finance programme to add to an existing slate.
Who should look elsewhere
- Publishers who need several payout triggers: Mintos pays Hybrid lead and CPA commission rather than a flat CPL.
- Anyone chasing a share of sales: Admitad pays 5% per sale on a different basis.
- Publishers after a registration bonus: Qonto pays CPA per registration plus KYB bonus and adds a bonus for verified businesses.
OurDream AI
Who it suits
- Publishers already covering the adult dating vertical with search or social traffic
- Media buyers who want a direct programme on direct terms
- Anyone paid in BTC or USDT, since both appear in PayPal, Bank transfer and BTC
Who should look elsewhere
- Jasper Affiliate Program, where 25-30% recurring for 12 months suits software reviewers
- Monday.com Affiliate, where Up to 100% first-year sales targets project management buyers
- Publishers who need live chat or phone support, since email and help centre covers neither
Country by country
| Country | ING | OurDream AI |
|---|---|---|
| Italy | Yes | No |
Questions about each
ING
What does the ING programme pay for a lead?+
ING pays EUR 46.00 CPL per lead on the current account offer, and cpl shows the model is CPL. Payment attaches to the lead rather than to any later account activity, so the rate is easy to plan around but capped at a single payout per lead.
How long is the cookie window on ING leads?+
The window runs 60 days from the click. On the site that is a middle of the pack figure: the median across listed programmes is 30 days and the upper quartile 60 days, so a longer comparison style article should still convert inside the ING window.
OurDream AI
What does the OurDream AI affiliate programme pay?+
Commission is Up to 40% RevShare or $70 CPA, covering both a revenue share and a per-sale model. Per-sale amounts are tiered, and the range runs $26 to $70. Recurring commission is yes, so subscribers who stay on the site keep paying after the first month.
How often are commissions paid out?+
Payouts run on Monthly NET-15, meaning commission clears a waiting period before it is sent rather than being paid on approval. Approved balances are paid monthly once they pass the threshold, which keeps the schedule predictable for publishers budgeting month by month.