Updated October 14, 2026 · AffCue Editorial Team
Guarda Wallet vs Smartbroker
Facts checked September 26, 2026.
Facts checked September 26, 2026.
Where Guarda Wallet and Smartbroker differ
| Compare |  Guarda Wallet |  Smartbroker |
|---|---|---|
| Commission terms | 20% of profit per referral | 60 EUR per depot opening |
| Networks | Direct | ADCELL, FinanceAds |
| Recurring commission | YesHas it | No |
| Verticals | Crypto | Investing, CryptoCovers more |
| Cookie window | Not confirmed | 60 days |
| Payout methods | USDT | Not confirmed |
| Payout frequency | once every 30 days | Not confirmed |
| Commission (%) | 20% | Not confirmed |
| Payout per sale or signup | Not confirmed | €60 |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Recurring commission: only Guarda Wallet.
- Support channels: only Smartbroker offers Phone.
- Networks: only Guarda Wallet offers Direct.
- Networks: only Smartbroker offers ADCELL, FinanceAds.
- Pricing model: only Guarda Wallet offers Revshare.
- Pricing model: only Smartbroker offers CPA.
- Features: only Smartbroker offers Direct.
- Verticals: only Smartbroker offers Investing.
Our verdict on each
Guarda Wallet
Guarda Wallet’s referral program lets users create a link in the web or desktop wallet. Referred users are attributed when they create a new wallet through the link, and each Guarda backup can have one referral link. Terms describe a default reward of 20% of Guarda profit from eligible referred transactions, paid in USDT; rewards...
Smartbroker
Smartbroker pays 60 EUR per depot opening on a cookie window of 60 days, which suits finance publishers running comparison and brokerage content in a single market. The trade-off is what follows the opening: recurring commission is off, so every payout depends on a fresh account rather than an account that stays funded.
Where each is licensed and available
| Country | Guarda Wallet | Smartbroker |
|---|---|---|
| Region | Not confirmed | Single country |
How they place
| Ranking | Guarda Wallet | Smartbroker |
|---|---|---|
| Finance affiliate programs | 89 of 425 | 20 of 425 |
| Crypto and Web3 programs | 8 of 22 | 1 of 22 |
Every fact side by side
| Fact | Guarda Wallet | Smartbroker |
|---|---|---|
| Pricing model | Revshare | CPA |
| Features | Referral | Direct, ReferralCovers more |
| Region | Not confirmed | Single country |
| Legal entity | GUARDACO LDA | Smartbroker AG |
| Headquarters | Portugal | Germany |
| Founded | 2017 | Not confirmed |
| Support channels | Email, Help centre | Phone, Email, Help centreCovers more |
Where each stands against the rest
| Fact | Guarda Wallet | Smartbroker | Median |
|---|---|---|---|
| Cookie window | Not confirmed | 60 dayshighest quarter | 30 days |
| Commission (%) | 20%above the median | Not confirmed | 12 |
| Payout per sale or signup | Not confirmed | €60above the median | €50 |
Median across 175 listed affiliate programs.
Pros and cons
Guarda Wallet
Pros
- Referral links can be created in the web or desktop wallet and track new wallet creation.
- The terms state a default profit-share reward on eligible transactions and USDT reward balances.
Cons
- Rewards may not accrue or become payable; payout requests are limited to once every 30 days.
Smartbroker
Pros
- A cookie window of 60 days beats the 45 median for investing and trading programmes.
- Payout follows 60 EUR per depot opening on a cpa model, which is easy to plan for per account opening.
- Reach comes through ADCELL and financeAds, so partners are not tied to a single submission route.
Cons
- Recurring commission is off, and in the investing and trading group 30.3% of programmes do pay recurring, so this is the commoner setup in the category.
- Coverage is a single market, single country, so traffic from other markets cannot be sent to the same offer.
- Commission is tied to account openings alone, 60 EUR per depot opening, and recurring commission is off, so trading volume on an opened account adds nothing.
Who each suits
Guarda Wallet
Who it suits
- Guarda Wallet users checking referral-program participation and payout conditions.
Smartbroker
Who it suits
- Publishers whose audience sits in the single market this programme serves, listed as single country.
- Sites that review brokers and want a predictable conversion fee: 60 EUR per depot opening on a cpa model.
- Partners promoting on the listed networks, ADCELL and financeAds, who already have tracking in place.
Who should look elsewhere
- Publishers wanting revenue share: Admitad pays 5% per sale, where Smartbroker pays on account openings alone, 60 EUR per depot opening.
- Publishers after a bonus on top of a signup fee: Qonto's CPA per registration plus KYB bonus adds one, while Smartbroker's terms are 60 EUR per depot opening.
- Publishers who want a lead deal as well as a conversion fee: Mintos pays Hybrid lead and CPA commission.
Country by country
| Country | Guarda Wallet | Smartbroker |
|---|---|---|
| Germany | No | Yes |
Questions about each
Smartbroker
What does Smartbroker pay for a referral?+
The fee is 60 EUR per depot opening and the model is cpa. Payment is tied to the account being opened, not to trading volume afterwards, so a publisher is paid per completed opening. Recurring commission is off, which means no further share from that same account.
How long is the cookie window?+
The window is 60 days. That is longer than the 45 median in the investing and trading group and above the 30 median for finance overall, so a reader can read a comparison and still be credited. It ranks 23 among the 129 brands listed.
Is there any recurring commission?+
Recurring commission is off, so every payout depends on a fresh account opening. In the investing and trading group, 30.3% of programmes do pay recurring, which makes this the commoner setup in the category but not the only one. A share of an account's later activity needs a different programme.
Which networks run the Smartbroker programme?+
It is listed on ADCELL and financeAds, so a publisher already approved on either network can start promoting without a fresh onboarding process. Tracking covers direct and referral, meaning direct links and referral arrangements both sit in the programme. A publisher working mostly through content deals is naturally placed on the direct side.