Updated October 14, 2026 · AffCue Editorial Team
Bitpanda vs Guarda Wallet
Facts checked September 26, 2026.
Facts checked September 26, 2026.
Where Bitpanda and Guarda Wallet differ
| Compare |  Bitpanda |  Guarda Wallet |
|---|---|---|
| Commission terms | Up to 20% revenue share | 20% of profit per referral |
| Networks | Impact | Direct |
| Recurring commission | No | YesHas it |
| Commission (%) | up to 20% | 20% |
| Verticals | Investing, CryptoCovers more | Crypto |
| Payout methods | Not confirmed | USDT |
| Payout frequency | Not confirmed | once every 30 days |
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Key differences
- Recurring commission: only Guarda Wallet.
- Networks: only Bitpanda offers Impact.
- Networks: only Guarda Wallet offers Direct.
- Founded is lower at Bitpanda: 2014 vs 2017.
- Pricing model: only Bitpanda offers CPA.
- Features: only Bitpanda offers Direct.
- Verticals: only Bitpanda offers Investing.
Our verdict on each
Bitpanda
Bitpanda offers Up to 20% revenue share on a CPA and revenue share basis, and the programme runs in europe through Impact. It suits publishers with an investing or crypto audience, and less suited to anyone counting on recurring payouts from a referred account each month.
Guarda Wallet
Guarda Wallet’s referral program lets users create a link in the web or desktop wallet. Referred users are attributed when they create a new wallet through the link, and each Guarda backup can have one referral link. Terms describe a default reward of 20% of Guarda profit from eligible referred transactions, paid in USDT; rewards...
Where each is licensed and available
| Country | Bitpanda | Guarda Wallet |
|---|---|---|
| Region | Europe | Not confirmed |
How they place
| Ranking | Bitpanda | Guarda Wallet |
|---|---|---|
| Finance affiliate programs | 86 of 425 | 89 of 425 |
| Crypto and Web3 programs | 7 of 22 | 8 of 22 |
Every fact side by side
| Fact | Bitpanda | Guarda Wallet |
|---|---|---|
| Pricing model | CPA, RevshareCovers more | Revshare |
| Features | Direct, ReferralCovers more | Referral |
| Region | Europe | Not confirmed |
| Legal entity | Bitpanda GmbH | GUARDACO LDA |
| Headquarters | Austria | Portugal |
| Founded | 2014Lower | 2017 |
| Support channels | Email, Help centre | Email, Help centre |
Where each stands against the rest
| Fact | Bitpanda | Guarda Wallet | Median |
|---|---|---|---|
| Commission (%) | up to 20%above the median | 20%above the median | 12 |
Median across 175 listed affiliate programs.
Pros and cons
Bitpanda
Pros
- Payout routes come in both forms: cpa and revshare means a signup and a share of referred revenue both count.
- The deal is Up to 20% revenue share reaching up to 20%, against the flat 5% per sale Admitad lists.
- Runs on Impact, so tracking, approvals and payouts sit inside an established network rather than a brand built in house.
Cons
- Recurring commission is not offered, so a referred account that keeps trading pays nothing after its first conversion.
- Coverage stops at europe, which leaves a publisher with mainly North American or Asian traffic without an offer to promote.
- Impact is the only network listed, so there is no second platform to compare cookie handling or approval speed against.
Guarda Wallet
Pros
- Referral links can be created in the web or desktop wallet and track new wallet creation.
- The terms state a default profit-share reward on eligible transactions and USDT reward balances.
Cons
- Rewards may not accrue or become payable; payout requests are limited to once every 30 days.
Who each suits
Bitpanda
Who it suits
- Publishers with an audience in europe that already reads about investing and crypto.
- Sites willing to keep a platform mentioned over time, since cpa and revshare rewards referred accounts that go on to trade.
- Review pages and newsletters that mix banner links with written referral mentions, which direct and referral tracking supports.
Who should look elsewhere
- Publishors who need income to repeat monthly: Bitpanda pays no recurring commission, and Qonto's CPA per registration plus KYB bonus is the per signup structure to weigh against it.
- Lead gen publishers: Mintos's Hybrid lead and CPA commission fits a lead priced model that a share of account revenue does not.
- Anyone who wants a flat per sale payout: Admitad's 5% per sale is easier to forecast than Up to 20% revenue share.
Guarda Wallet
Who it suits
- Guarda Wallet users checking referral-program participation and payout conditions.
Questions about each
Bitpanda
How much does the Bitpanda affiliate programme pay?+
The stated deal is Up to 20% revenue share, with a headline rate of up to 20%. Payouts run on cpa and revshare, so a publisher can be paid per signup and also take a slice of what referred accounts generate. Revenue share keeps paying as those accounts trade, which favours sites with an engaged readership over send and forget traffic.
Does Bitpanda pay commission again on referred accounts each month?+
Recurring commission is not offered. The programme pays Up to 20% revenue share under cpa and revshare, and a referral counts once rather than paying on every later deposit or trade. That makes monthly income depend on fresh signups, so publishers with steady new traffic do better here than those relying on one audience converting slowly.
Which network runs the Bitpanda affiliate programme?+
Tracking and payouts run through Impact. Links, reporting and payment handling all sit inside a network account rather than a brand built in house. For a publisher the practical effect is that approvals and reversed conversions follow the network's rules, and the network is the place to raise a tracking dispute.
Can I use direct links, referral mentions, or both?+
Bitpanda supports direct and referral tracking, so a banner that sends clicks straight to the platform and a written referral mention in an article can each be attributed. Direct links suit comparison pages and evergreen reviews; referral mentions suit newsletter and community posts where a personal word carries more weight than a call to action button.