Updated September 28, 2026 · AffCue Editorial Team
Comperia Lead vs PAYBACK American Express Card
Facts checked September 26, 2026.
Facts checked September 26, 2026.
What sets them apart
| Compare | Comperia Lead ReviewSee alternativesSee alternatives |  PAYBACK American Express Card |
|---|---|---|
| Commission terms | Commission per form: CPL, CPS, CPC | Up to $200 per approved card |
| Networks | Direct | CJ Affiliate, FinanceAds, Daisycon |
| Payout frequency | twice monthly | Monthly |
| Verticals | Banking, Lending, InsuranceCovers more | Banking |
| Cookie window | Not confirmed | 7 days |
| Payout per sale or signup | Not confirmed | $200 |
Same on both: Recurring commission (No).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Networks: only Comperia Lead offers Direct.
- Networks: only PAYBACK American Express Card offers CJ Affiliate, FinanceAds, Daisycon.
- PAYBACK American Express Card is available in 1 more country.
- Pricing model: only Comperia Lead offers CPL, CPS.
- Pricing model: only PAYBACK American Express Card offers CPA.
- Features: only Comperia Lead offers Direct.
- Features: only PAYBACK American Express Card offers Referral.
- Region: only Comperia Lead offers Single country.
- Region: only PAYBACK American Express Card offers North america, Europe.
- Verticals: only Comperia Lead offers Lending, Insurance.
Our verdict on each
Comperia Lead
Comperia Lead runs a direct Polish programme for publishers in banking, lending and insurance, paying per form under cpl, cps and cpc with payouts twice monthly after PLN 50. It suits finance-focused publishers who want a direct account, a single market focus and no recurring commission.
PAYBACK American Express Card
PAYBACK American Express Card is a CPA offer for publishers who can send card traffic fast, paying $200 per approved card. The trade-off is the window: 7 days of cookie while banking programmes reach 90 days, so timing matters more than patience.
Availability and regulation
| Country | Comperia Lead | PAYBACK American Express Card |
|---|---|---|
| Region | Single country | North america, Europe |
Additional countries for Comperia Lead: 1. Additional countries for PAYBACK American Express Card: 2.
Side by side, item by item
| Pricing model | Comperia Lead | PAYBACK American Express Card |
|---|---|---|
| CPA | No | Yes |
| CPS | Yes | No |
| CPL | Yes | No |
Where they rank in our lists
| Ranking | Comperia Lead | PAYBACK American Express Card |
|---|---|---|
| Finance affiliate programs | 9 of 425 | 45 of 425 |
| Banking and fintech programs | 1 of 86 | 9 of 86 |
Sources behind this comparison
Comperia Lead
- comperialead.pl: 10 facts, checked September 26, 2026
- blog.comperialead.pl: 1 fact, checked September 26, 2026
PAYBACK American Express Card
- getlasso.co: 5 facts, checked September 26, 2026
- offers.maxfunnels.com: 4 facts, checked September 26, 2026
Every fact side by side
| Fact | Comperia Lead | PAYBACK American Express Card |
|---|---|---|
| Pricing model | CPL, CPS | CPA |
| Features | Direct | Referral |
| Region | Single country | North america, Europe |
| Legal entity | Comperia.pl S.A. | Not confirmed |
| Headquarters | Poland | Not confirmed |
| Support channels | Email, Help centre | Not confirmed |
Where each stands against the rest
| Fact | Comperia Lead | PAYBACK American Express Card | Median |
|---|---|---|---|
| Cookie window | Not confirmed | 7 dayslowest quarter | 30 days |
| Payout per sale or signup | Not confirmed | $200above the median | $160 |
Median across 146 listed affiliate programs.
Pros and cons
Comperia Lead
Pros
- Commission is paid per form across cpl, cps and cpc, so a publisher can pick a lead, a sale or a click model per offer.
- Payouts are released twice monthly once the balance clears PLN 50, a threshold close to €43.85 across the programmes tracked here.
- Offers sit in banking, lending and insurance, giving a finance-focused publisher a clear niche and a short campaign list to run.
Cons
- Recurring commission is not offered, so a funded account or an insurance policy pays once and then stops.
- The programme runs in a single market with PL as its base, so traffic from other countries has less to work with.
- Support runs on email and help centre only, so a publisher chasing a rejected lead waits for an email reply.
PAYBACK American Express Card
Pros
- An approved card is worth $200, which rewards card focused content well.
- The offer runs on CJ Affiliate, financeAds and Daisycon, so you can pick the network that matches your audience.
- Payouts are Monthly, a predictable rhythm for cash flow.
Cons
- Recurring commission is no, so payment stops at approval and never returns.
- A 7 day cookie window ranks 111 of 129 on the site, so a reader who returns after that earns you nothing.
- Payouts run Monthly, so approved cards wait for the next cycle before the money lands.
Who each suits
Comperia Lead
Who it suits
- Publishers with a Polish audience who can fill banking, lending and insurance lead forms.
- New entrants who want a payout bar they can realistically reach at PLN 50.
- Publishers who prefer one advertiser relationship: the network list here is direct.
Who should look elsewhere
- Publishers who need revenue share on customer value: Admitad covers that with cpa, cpl and cps.
- Publishers running paid traffic on dating pages: AWEmpire (LiveJasmin family, casual-dating tier) pays on PPL, PPLR and PPS rather than finance forms.
- Publishers who want a simpler setup with one model and no per-form tracking: A8.net runs on cpa alone.
PAYBACK American Express Card
Who it suits
- Publishers whose readers already apply for credit cards and compare rewards.
- Network operators on CJ Affiliate, financeAds and Daisycon who want a single approval trigger to optimise around.
- Sites with banking content in north america and europe that can send readers straight to an application.
Who should look elsewhere
- Publishers who want a share of what a referral spends rather than a flat approval fee, since Admitad pays 5% per sale.
- Publishers chasing paid leads as well as sign ups, since Mintos offers Hybrid lead and CPA commission.
- Publishors who need a different banking angle to test, since Qonto pays CPA per registration plus KYB bonus.
Country by country
| Country | Comperia Lead | PAYBACK American Express Card |
|---|---|---|
| Canada | No | Yes |
| Germany | No | Yes |
| Poland | Yes | No |
Questions about each
Comperia Lead
What commission models does Comperia Lead pay on?+
Comperia Lead pays per form across cpl, cps and cpc, and the model list for approved offers is cpl and cps. A publisher can therefore earn on a lead, a sale or a click rather than one blended rate. The terms attach to each form, so the rate follows the offer you are promoting.
Does Comperia Lead pay recurring commission?+
Recurring commission is not part of this programme. Once a funded account or a policy pays out, the earning stops there, and later months bring nothing from that same customer. Publishers who value lifetime value should plan on new lead flow, or look at a network carrying revenue share such as Admitad with cpa, cpl and cps.
PAYBACK American Express Card
How much does the PAYBACK American Express Card pay?+
The programme pays Up to $200 per approved card, and the amount sits at $200. It runs on the cpa model, so the money is tied to an approved card rather than to clicks or to what the cardholder later spends. Approved applications are what trigger the payment.
How long do I have to turn a click into an approved card?+
The cookie window is 7 days. On the site that ranks 111 out of 129 programmes, so it sits near the short end. The longest banking and fintech window reaches 90 days, so campaigns have to be timed tightly here.
Comperia Lead
Higher score in this comparison