PAYBACK American Express Card review

The programme pays Up to $200 per approved card, and the amount sits at $200. It runs on the cpa model, so the money is tied to an approved card rather than to clicks or to what the cardholder later spends. Approved applications are what trigger the payment.

The cookie window is 7 days. On the site that ranks 111 out of 129 programmes, so it sits near the short end. The longest banking and fintech window reaches 90 days, so campaigns have to be timed tightly here.

Recurring commission is no. You are paid when a card is approved and nothing further while that cardholder keeps the card. In the banking and fintech group, 90% of programmes also pay nothing recurring, so this is the common setup rather than an exception.

The offer runs through CJ Affiliate, financeAds and Daisycon. Each of those networks applies its own approval rules and tracking, so the settings you see in the network you join are the ones that govern how a click becomes a paid conversion. Check them before you send paid traffic.

The stated payout schedule is Monthly. An approved card therefore pays out on the following cycle rather than on approval day, so cash flow planning matters if you run paid campaigns on a tight budget. You are waiting on approved cards, not on clicks.

The programme runs in north america and europe, and the product sits in the banking vertical, so a finance or banking site fits the card far better than a general lifestyle blog. Card approval rules differ by market, so check the requirements for your own market before you publish anything.

The offer type is referral, so you earn when the person you send applies and the card is approved. Payment depends on an approved card rather than on a purchase, which is why the 7 day cookie window carries so much weight for this audience.