Westpac home loan Referrer Program review

Commission is Commission on settled loan, and the model is a CPA rather than revenue share. That means the payment depends on the loan actually settling, not on a click or a lead form fill. The programme is a referral arrangement, not a full affiliate network.

Recurring commission is no. There is no residual payment after the loan settles, so each referral is a one off event. Publishers who rely on an ongoing commission tail should look at a programme that pays on a recurring basis.

It runs in single country, so it is open to Australian traffic only. If your audience is spread across several markets, the ceiling on this programme is fixed. Lenders outside that market are out of scope.

The vertical is lending, so the natural fit is a home loan, refinancing or borrowing audience. Lenders and buyers already follow your comparison content and trust your numbers. The referral format suits personal finance writers better than broad deal sites.

The programme is operated by Westpac Banking Corporation, and payment follows a settled loan. Because commission is Commission on settled loan, there is nothing to claim on a lead that never converts. Terms and timing sit with the bank, so read the programme terms before you build content around it.

Support runs on email. Email is the channel to use for questions about a referral or a payment. There is no live chat or phone line listed for the programme, so queries take longer to resolve.

Qonto pays on CPA per registration plus KYB bonus, which pays out at registration rather than at a settled loan. Westpac pays Commission on settled loan, so the amount arrives later but follows a completed borrowing. Qonto suits volume, Westpac suits depth of intent.

Yes. It is a referral programme rather than a network, and the vertical is lending only. Many publishers keep it as a lending offer alongside broader finance content. Check the programme terms on exclusivity before you commit a whole section to it.