Updated September 29, 2026 · AffCue Editorial Team
Smartbroker vs Uphold Card
Facts checked September 26, 2026.
Facts checked September 26, 2026.
Where Smartbroker and Uphold Card differ
| Compare |  Smartbroker |  Uphold Card |
|---|---|---|
| Commission terms | 60 EUR per depot opening | $9 per signup, $45 per FT |
| Cookie window | 60 days | 90 daysHigher |
| Networks | ADCELL, FinanceAds | FlexOffers, Impact, FinanceAds |
| Payout per sale or signup | €60 | $45 |
| Verticals | Investing, CryptoCovers more | Crypto |
Same on both: Recurring commission (No).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Cookie window is higher at Uphold Card: 90 days vs 60 days.
- Support channels: only Smartbroker offers Phone, Email.
- Networks: only Smartbroker offers ADCELL.
- Networks: only Uphold Card offers FlexOffers, Impact.
- Uphold Card is available in 20 more countries.
- Region: only Smartbroker offers Single country.
- Region: only Uphold Card offers Global.
- Verticals: only Smartbroker offers Investing.
Our verdict on each
Smartbroker
Smartbroker pays 60 EUR per depot opening on a cookie window of 60 days, which suits finance publishers running comparison and brokerage content in a single market. The trade-off is what follows the opening: recurring commission is off, so every payout depends on a fresh account rather than an account that stays funded.
Uphold Card
Uphold Card suits publishers with a crypto audience who can wait on a long window for one payment per referral, scoring 6.8 overall. Payout of $45 per funded trade rewards that patience, and readers who decide slowly still count, with no recurring commission behind it.
Availability and regulation
| Country | Smartbroker | Uphold Card |
|---|---|---|
| Region | Single country | Global |
Additional countries for Smartbroker: 1. Additional countries for Uphold Card: 21.
If neither fits
BlackBull Partners has cookie window at 365 days, against 60 days for Smartbroker and 90 days for Uphold Card.
BlackBull Partners reviewWhere these facts come from
Smartbroker
- smartbrokerplus.de: 8 facts, checked September 26, 2026
- adcell.de: 4 facts, checked September 26, 2026
Uphold Card
- flexoffers.com: 7 facts, checked September 26, 2026
- uphold.com: 4 facts, checked September 26, 2026
- cointelegraph.com: 1 fact, checked September 26, 2026
- thecollegeinvestor.com: 1 fact, checked September 26, 2026
How they place
| Ranking | Smartbroker | Uphold Card |
|---|---|---|
| Finance affiliate programs | 20 of 425 | 78 of 425 |
| Crypto and Web3 programs | 1 of 22 | 5 of 22 |
Every fact side by side
| Fact | Smartbroker | Uphold Card |
|---|---|---|
| Pricing model | CPA | CPA |
| Features | Direct, Referral | Direct, Referral |
| Region | Single country | Global |
| Legal entity | Smartbroker AG | Uphold HQ Inc. |
| Headquarters | Germany | United States |
| Founded | Not confirmed | 2014 |
| Support channels | Phone, Email, Help centreCovers more | Help centre |
Where each stands against the rest
| Fact | Smartbroker | Uphold Card | Median |
|---|---|---|---|
| Cookie window | 60 dayshighest quarter | 90 dayshighest quarter | 30 days |
Median across 146 listed affiliate programs.
Pros and cons
Smartbroker
Pros
- A cookie window of 60 days beats the 45 median for investing and trading programmes.
- Payout follows 60 EUR per depot opening on a cpa model, which is easy to plan for per account opening.
- Reach comes through ADCELL and financeAds, so partners are not tied to a single submission route.
Cons
- Recurring commission is off, and in the investing and trading group 30.3% of programmes do pay recurring, so this is the commoner setup in the category.
- Coverage is a single market, single country, so traffic from other markets cannot be sent to the same offer.
- Commission is tied to account openings alone, 60 EUR per depot opening, and recurring commission is off, so trading volume on an opened account adds nothing.
Uphold Card
Pros
- A 90 day window outlasts the 30 day norm in the crypto group, so readers can take their time.
- Fees of $9 per signup, $45 per FT cover the signup step and the funded trade, so deep guides have something to earn on at each stage.
- It runs on FlexOffers, Impact and FinanceAds, so one approved offer can be placed in more than one place.
Cons
- Recurring commission is no, so a subscriber who stays for years is worth what a first-month account is worth.
- One payment of $45 per funded trade leaves the ongoing upside with the advertiser, where Admitad pays 5% per sale.
- Support runs on help centre only, so a stuck payout depends on written guidance rather than a person.
Who each suits
Smartbroker
Who it suits
- Publishers whose audience sits in the single market this programme serves, listed as single country.
- Sites that review brokers and want a predictable conversion fee: 60 EUR per depot opening on a cpa model.
- Partners promoting on the listed networks, ADCELL and financeAds, who already have tracking in place.
Who should look elsewhere
- Publishers wanting revenue share: Admitad pays 5% per sale, where Smartbroker pays on account openings alone, 60 EUR per depot opening.
- Publishers after a bonus on top of a signup fee: Qonto's CPA per registration plus KYB bonus adds one, while Smartbroker's terms are 60 EUR per depot opening.
- Publishers who want a lead deal as well as a conversion fee: Mintos pays Hybrid lead and CPA commission.
Uphold Card
Who it suits
- Publishers whose audience already reads crypto wallet and card comparisons before signing up.
- Anyone active on FlexOffers, Impact and FinanceAds who wants the same offer running in more than one place.
- Review sites where the funded trade happens long after the first visit, which a 90 day window can absorb.
Who should look elsewhere
- Publishers who need monthly repeat income, since recurring commission is no, while Mintos runs Hybrid lead and CPA commission.
- Anyone who would rather earn a share of each sale, as Admitad does with 5% per sale.
- Publishers who want a second payment trigger at registration, since Qonto lists CPA per registration plus KYB bonus against fees of $9 per signup, $45 per FT here.
Country by country
| Country | Smartbroker | Uphold Card |
|---|---|---|
| Argentina | No | Yes |
| Belize | No | Yes |
| Bolivia | No | Yes |
| Brazil | No | Yes |
| Chile | No | Yes |
| Colombia | No | Yes |
| Costa Rica | No | Yes |
| Dominican Republic | No | Yes |
8 of 22 countries where either is available.
Questions about each
Smartbroker
What does Smartbroker pay for a referral?+
The fee is 60 EUR per depot opening and the model is cpa. Payment is tied to the account being opened, not to trading volume afterwards, so a publisher is paid per completed opening. Recurring commission is off, which means no further share from that same account.
How long is the cookie window?+
The window is 60 days. That is longer than the 45 median in the investing and trading group and above the 30 median for finance overall, so a reader can read a comparison and still be credited. It ranks 23 among the 129 brands listed.
Uphold Card
How much does Uphold Card pay per referral?+
Fees run $9 per signup, $45 per FT, so a signup earns one amount and a funded trade earns more. The programme pays on CPA terms, which means a single payment per approved referral rather than a share of what that customer spends afterwards. Nothing repeats, so earnings depend on bringing new funded accounts in each month.
How long does the cookie window last?+
The window is 90 days, which sits above the 30 day norm across the crypto group. That gap matters for anyone whose audience reads several reviews before opening a wallet. It is long by affiliate standards, though shorter than the 365 day high seen across the site.