Qonto review
Updated September 28, 2026 · AffCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Our verdict
Qonto pays you a one off CPA for every account you register, plus a KYB bonus, which suits publishers focused on business banking audiences in europe. Payouts are not recurring, so the value sits in volume of registrations rather than in what an account earns you later.
Key facts
- Best for
- Publishers covering business banking and fintech who can drive account registrations in europe.
- Commission terms
- CPA per registration plus KYB bonus (Source, checked September 26, 2026)
- Recurring commission
- No (Source, checked September 26, 2026)
- Payout per sale or signup
- €200 to €500 (Source, checked September 26, 2026)
- Verticals
- Banking (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone (Source, checked September 26, 2026)
- Pricing model
- CPA
- Features
- Direct program, Referral program
- Region
- Europe
- Official website
- qonto.com
Pros and cons
Pros
- The model is a simple CPA, cpa, so there is no share of customer spend to track
- Payment per registration runs €200 to €500, a solid fee for a banking sign up
- A KYB bonus adds to the base CPA for every approved account
- Support runs on email, chat and phone, so publishers have a direct route for questions
Cons
- Recurring commission: no, so an account pays you once and never again
- The programme is europe only, so publishers outside that area cannot use it
- The model is cpa alone, so a revenue share is not among the ways this programme pays
Who it suits
- Publishers writing about business accounts, invoicing tools and small company finance
- Site owners with an audience based in europe
- Anyone comfortable promoting a single conversion action rather than tracking long term customer value
Who should look elsewhere
- Kraken, if you want lifetime revenue share rather than a single CPA, as Kraken pays 20% lifetime revenue share
- Mintos, if you prefer hybrid lead and CPA commission, since Mintos pays Hybrid lead and CPA commission
- Publishers who rely on recurring income from a single account, since recurring commission is no here
Commission and cookie
Qonto pays a CPA for a completed registration, and the terms read CPA per registration plus KYB bonus. You are paid once an account is registered, plus a bonus when the business passes the KYB checks. The model is cpa, so there is no revenue share to monitor once the account is live. Recurring commission is not part of the deal, so each referral is worth a single payment.
Frequently asked questions
What does the Qonto affiliate program pay per signup?+
Qonto pays a CPA for every registration you send, listed as CPA per registration plus KYB bonus. The amount per registration runs €200 to €500, and a KYB bonus is added on top when the new account clears the business checks. The model is a single payment per approved account.
Does Qonto pay commission every month?+
No. Recurring commission is not offered, so each account you register pays once and nothing further after that. If your income depends on a share of what customers spend, this is the wrong shape for you. Kraken, by contrast, pays 20% lifetime revenue share.
Can I promote Qonto outside Europe?+
The programme runs in europe, so your audience needs to be based there for the referral to count. If most of your traffic sits in North America, you would be sending traffic that does not convert for you. Check where your readers are before you apply.
What counts as a commission trigger?+
The trigger is a completed registration, and the terms are listed as CPA per registration plus KYB bonus. The KYB bonus applies when the registered business passes verification. The model is a pure cpa payment rather than a percentage of what the account later spends.
How do I get help with a referral that did not convert?+
Programme questions go through email, chat and phone, which covers email, live chat and phone. That gives you a direct line to raise a registration that was tracked but not credited. Keep your own record of each referral you send before you contact them.
Is Qonto a good fit for fintech review sites?+
It suits sites that cover business banking, invoicing and small company finance, since banking is the vertical and the payout lands on a completed account. It is less useful for general consumer finance audiences, where registrations are rarer. Publishers with European readers will get more from it.
Can I earn on both registrations and a share of fees?+
No. The model is cpa only, so there is no revenue share layered on top of the registration payment. Publishers who want a mixed structure often run a second program alongside, and Mintos offers Hybrid lead and CPA commission as one example.
Sources
- qonto.com checked September 26, 2026
Backs: Verticals
“Manage all your finances from your Qonto business account”
- qonto.com/en/affiliate checked September 26, 2026
Backs: Commission terms, Features, Pricing model, Recurring commission, Region
“A commission for each finalised online registration at Qonto”
- qonto.com/en/referral checked September 26, 2026
Backs: Payout per sale or signup, Support channels
“Get up to €500 for each approved referral.”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Cookie window, Networks.
Qonto
Publishers covering business banking and fintech who can drive account registrations in europe.