Payhawk review
Updated September 28, 2026 · AffCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Payhawk pays €1,000 per customer referral for a customer referral in the banking vertical, running in europe and north america. It suits publishers with steady banking signups who can turn each signup into a paying account, and suits nobody counting on repeat payments since recurring commission is not part of the offer.
Key facts
- Best for
- Publishers in europe and north america with banking signups to convert.
- Commission terms
- €1,000 per customer referral (Source, checked September 26, 2026)
- Recurring commission
- No (Source, checked September 26, 2026)
- Payout per sale or signup
- €1,000 (Source, checked September 26, 2026)
- Verticals
- Banking (Source, checked September 26, 2026)
- Pricing model
- CPA
- Features
- Referral program
- Region
- Europe, North America
- Official website
- payhawk.com
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- WikidataLinkedInXTrustpilot
Pros and cons
Pros
- A single €1,000 per customer referral payout per customer referral, set at €1,000
- Runs on a cpa model, so the payout follows a completed signup rather than a sale
- Runs in europe and north america, the regions where most finance traffic already sits
Cons
- Recurring commission is not part of the programme
- The stated feature is referral, so a direct offer is not listed
- Listed for the banking vertical banking only, so other finance niches are not covered
Who it suits
- Publishers covering banking in europe and north america
- Finance newsletters aimed at business account holders
- Sites whose traffic converts into completed customer signups
Who should look elsewhere
- Mintos, whose terms run to Hybrid lead and CPA commission rather than a single referral payment
- Qonto, where CPA per registration plus KYB bonus adds a bonus on top of the base rate
- Admitad, if you prefer 5% per sale to a flat payout per customer
Commission and cookie
Payhawk pays €1,000 per customer referral for a customer referral, and the amount is €1,000. The model is cpa, so the reward attaches to a completed signup rather than a purchase. Recurring commission is not part of the offer, so every conversion pays once and the rate has to come from volume rather than retention.
Frequently asked questions
How much does Payhawk pay per referral?+
Payhawk pays €1,000 per customer referral for a customer referral, and the stated amount is €1,000. The programme runs on a cpa model, so the payment attaches to a completed customer signup. Nothing further is paid as a share of account value.
Does Payhawk pay recurring commission?+
Recurring commission is not part of the Payhawk programme, so a customer who stays on does not keep paying. Earnings depend on bringing in new customers rather than keeping existing ones. Publishers after residual income should weigh that against revenue share models elsewhere.
Which regions can publishers promote Payhawk in?+
The programme runs in europe and north america, covering the regions where most finance audiences sit. Publishers elsewhere may find limited overlap with the offer. Regional fit matters more than volume if your traffic sits outside those markets.
What is the Payhawk cookie window?+
The stated feature is referral, so the reward attaches to a referred customer rather than a tracked link, and no cookie window is listed. Attribution rests on the referral itself. Publishers who rely on long attribution windows should weigh that before promoting it.
Which vertical does the Payhawk referral programme cover?+
The programme covers the banking vertical, listed as banking. That narrows the audience to finance readers with banking intent. Publishers in other verticals will find the offer does not match their traffic.
Who does the Payhawk referral programme suit?+
It suits publishers with a steady flow of banking signups in europe and north america, since the payout is a flat €1,000 per customer referral per customer referral. A cpa model rewards completed accounts, so audiences that convert rather than browse are the natural match. Comparison sites for business banking audiences fit well.
How does Payhawk compare with Qonto for publisher earnings?+
Qonto pays CPA per registration plus KYB bonus, which adds a bonus on top of a per registration payment. Payhawk pays a flat €1,000 per customer referral per customer referral with no recurring commission. The choice turns on whether a signup bonus matters more to your audience than a single larger payout.
Is Payhawk a revenue share programme?+
No. Payhawk runs on a cpa model, paying €1,000 per customer referral per customer referral rather than a share of revenue. Publishers used to revenue share arrangements will need volume to match the income. Admitad, by contrast, pays 5% per sale.
Sources
- payhawk.com/help/payhawk-s-referral-program checked September 26, 2026
Backs: Commission terms, Payout per sale or signup, Features, Pricing model, Recurring commission, Region, Verticals
“The reward for each successful referral is €1,000, paid directly to your personal bank account.”
Compiled from 1 source page, checked September 26, 2026. We did not open an account.
Not confirmed yet: Cookie window, Networks.