Moss review
Updated September 28, 2026 · AffCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Moss suits European finance publishers who can drive a signup rather than build a long tail of small conversions. It pays a cost per action of €1,000 for a referred customer, runs on Impact, and pays out monthly, so the earnings model is a single large hit per conversion.
Key facts
- Best for
- European finance publishers after a handful of high value signups.
- Commission terms
- €1,000 per customer, 20% off year one
- Cookie window
- 30 days (Source, checked September 26, 2026)
- Networks
- Impact (Source, checked September 26, 2026)
- Recurring commission
- No
- Payout frequency
- monthly payouts (Source, checked September 26, 2026)
- Payout per sale or signup
- €1,000
- Pricing model
- CPA
- Features
- Direct program, Referral program
- Region
- Europe
- Official website
- getmoss.com
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- A flat €1,000 per customer is a much bigger headline number than Admitad's 5% per sale.
- Cash arrives on monthly payouts, which suits a publisher who wants a regular payday rather than a yearly settlement.
- Moss offers direct and referral in europe, so a European publisher can run either a tracked programme or a simple referral.
- The 30 day window matches the 30 day median across the programmes tracked, so the timing is ordinary rather than unusual.
- The overall mark is 7.1, which places Moss well inside a field of 586 programmes.
Cons
- Recurring commission is no, so a customer you refer earns nothing in later years and the work has to start again each time.
- The 30 day window ranks 39 out of 129 programmes on the site and sits under the 60 day upper end.
- Moss runs in europe only, so publishers whose traffic sits outside that market have nothing to promote.
- Moss pays a single amount per customer, while Qonto's CPA per registration plus KYB bonus can add an extra payment on top.
Who it suits
- European finance publishers with a signup focused audience, since Moss pays on a cost per action and offers direct and referral.
- Publishers who prefer a single large payment to a percentage cut, given €1,000 per customer.
- Publishers happy to handle tracking through a single network, since Moss runs on Impact and pays monthly payouts.
Who should look elsewhere
- Publishers who want a percentage on every sale: Admitad pays 5% per sale.
- Publishers who want payment for leads as well as signups: Mintos pays Hybrid lead and CPA commission.
- Publishers who want an extra payment after the registration: Qonto pays CPA per registration plus KYB bonus.
What the programme pays
Moss pays on a cost per action model, so the money follows a completed customer rather than a click. The rate is €1,000 per customer, 20% off year one, and the cookie window that catches the conversion runs 30 days from the link. Recurring commission is no: the payment is made for the customer you refer and does not return in later years, so the programme rewards new signups rather than an audience that has already converted. For a publisher that means earnings arrive in lumps by design, and the pace of new customer flow matters more than the size of any existing list.
Frequently asked questions
How much does Moss pay per referred customer?+
Moss pays a cost per action: €1,000 for each customer you refer, with the full terms set out as €1,000 per customer, 20% off year one. The money is tied to a completed customer rather than a click or a lead, so a referral that never signs up pays nothing. The pace of real signups is the only lever you control.
How long is the Moss cookie window?+
The Moss window runs 30 days, which sits at the median of 30 days across the programmes tracked and well below the 60 day upper end. Someone who clicks and signs up after the window closes falls outside it, so place the link close to the sign-up step.
Does Moss pay recurring commission?+
Recurring commission is no at Moss. The payment is made for a customer you refer and does not return in later years, so the same referral earns nothing further. If you want a relationship that pays again each year, weigh a revenue share deal elsewhere rather than a single payment here.
Which markets can publishers promote Moss in?+
Moss covers europe, so the programme is written for a European audience rather than a global one. That matters if your readers sit elsewhere, since the terms are drawn up for a European market. Check your own audience geography before you commit to it.
How and when does Moss pay publishers?+
Moss pays on monthly payouts, so commission lands on a regular schedule instead of waiting on a yearly statement. The programme runs on Impact, which carries the tracking link and the reporting that goes with it. Budget your cash flow around the payout cycle rather than the sale date.
Can you join Moss direct or only through a referral?+
Moss lists direct and referral, so you can either take the programme directly or push a referral through a link. A referral is the simpler route for a new publisher, while direct joining suits a site with steady finance traffic. Both sit in europe, so geography still sets who you can reach.
How does Moss compare with Qonto for finance publishers?+
Qonto pays CPA per registration plus KYB bonus, so a registration earns money and a bonus can follow, while Moss pays €1,000 per customer, 20% off year one for a customer and nothing extra. Moss is the larger flat payment, Qonto is the one with a further trigger. Neither model gives you a payment for the same customer again.
How does Moss compare with Admitad for a small publisher?+
Admitad works on 5% per sale, so its earnings scale with what a sale is worth and stay small on low value items. Moss pays a fixed €1,000 per customer, which suits a publisher with a small but well targeted finance audience. If your traffic buys products rather than accounts, the percentage model fits better.
Sources
- getmoss.com/affiliates checked September 26, 2026
Backs: Cookie window, Features, Networks, Payout frequency, Region
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