Lightyear review
Updated September 28, 2026 · AffCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Lightyear pays a flat fee per acquired user on a cpa basis, and the 60 days cookie window gives a reader time to open a brokerage account. It suits publishers with a europe audience who want a single clear payout trigger instead of revenue share.
Key facts
- Best for
- Promoting a europe share brokerage on a per acquired user fee.
- Commission terms
- Commission per acquired user (Source, checked September 26, 2026)
- Cookie window
- 60 days (Source, checked September 26, 2026)
- Networks
- FinanceAds (Source, checked September 26, 2026)
- Verticals
- Investing (Source, checked September 26, 2026)
- Legal entity
- Lightyear Europe AS (Source, checked September 26, 2026)
- Founded
- 2020 (Source, checked September 26, 2026)
- Support channels
- Email, Help-centre (Source, checked September 26, 2026)
- Pricing model
- CPA
- Features
- Direct program, Referral program
- Region
- Europe
- Official website
- lightyear.com
Apps and profiles
- Elsewhere
- WikidataLinkedInXTrustpilot
Pros and cons
Pros
- Pays per acquired user on a cpa basis, so money follows accounts rather than clicks.
- The 60 days window sits above the 30 days median across programmes tracked on the site.
- Tracks direct and referral traffic, so a written review and a personal invite both earn.
Cons
- Support runs on email and help centre only, while 42.6% of investing programmes add a call option.
- Coverage sits in europe, so a publisher with a North American audience gains little here.
Who it suits
- Publishers whose audience is in europe and who can drive brokerage signups
- Publishers who prefer a flat fee per acquired user to revenue share
- Networks already running finance offers through financeAds
Who should look elsewhere
- Publishers chasing recurring payouts. Mintos pays on leads as well as on signups, so traffic can earn before a full conversion.
- Anyone after an extra bonus on verified businesses. Qonto pays per registration and adds a bonus for completed business checks.
- Ecommerce sites. Admitad pays a share of each sale, which suits product catalogues rather than an investing offer.
Commission and cookie
Lightyear pays a fee for each user it acquires, on a cpa basis rather than a share of revenue. The window runs 60 days from the click, which gives a reader time to read a review and open an account. Nothing further is due on the account afterwards, so the payout depends on the acquisition itself.
The company behind it
The programme is run by Lightyear Europe AS, founded in 2020. Publisher questions go to email and help centre, so answers arrive in writing rather than by call. A named company on the affiliate terms also tells publishers who holds the agreement when a payment is queried.
Frequently asked questions
What does Lightyear pay for?+
Lightyear pays a fee for each user it acquires, on a cpa basis. Nothing is due on a click alone, and there is no share of what the account trades afterwards, so the amount depends on how many acquired users your links produce.
How long is the cookie window?+
The window is 60 days, above the 30 days median across programmes on the site and in line with the 60 upper quartile for investing offers. That gives a reader time to compare brokerages and open an account.
Which countries can I promote it in?+
The programme is built for europe, so a publisher whose traffic sits in europe can promote it directly. Audiences elsewhere are not the target, and a site spread across several markets gets less from it than a global programme would give.
Can I use both a link and a referral invite?+
Yes, both work. The programme tracks direct and referral traffic, so a banner inside a review and a personal invitation to a friend can both earn under the same agreement. A publisher running both a newsletter and a website does not have to choose.
How do I get help?+
Support runs on email and help centre, which suits any question that can be written down. A call is the gap, since 42.6% of investing programmes include a phone option. Ask about tracking issues early rather than waiting on a written reply.
Which network runs the offers?+
Offers are promoted through financeAds. That shapes how a publisher joins: a site already approved with the network works from that relationship, while a new site applies to the programme itself and waits for its own approval.
Is the commission recurring?+
The published model is cpa alone, so a payout follows the acquisition rather than later account activity. Mintos, by contrast, blends lead and CPA commission, which can suit a site that earns from traffic before anybody opens an account.
Sources
- lightyear.com/cms/Lightyear_Europe_AS_Annual_Report_FY_20... checked September 26, 2026
Backs: Founded
“Lightyear was founded by Mihkel Aamer and Martin Sokk in 2020”
- lightyear.com/en-eu/affiliate-terms checked September 26, 2026
Backs: Legal entity
“Affiliate Terms of Lightyear Europe AS”
- lightyear.com/en-gb/affiliates checked September 26, 2026
Backs: Commission terms, Cookie window, Features, Pricing model, Networks, Region, Support channels, Verticals
“You'll earn commission for every acquired user”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Recurring commission.