Updated October 13, 2026 · AffCue Editorial Team
Cozy vs Verivox - Kreditrechner
Facts checked September 26, 2026.
Facts checked September 26, 2026.
Cozy vs Verivox - Kreditrechner: the differences
| Compare |  Cozy |  Verivox - Kreditrechner |
|---|---|---|
| Verticals | Adult dating | Lending, Insurance |
| Commission terms | lifetime revenue share | Not confirmed |
| Networks | HubPeople | Not confirmed |
| Recurring commission | Yes | Not confirmed |
| Commission (%) | 50% to 65% | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Verticals: only Cozy offers Adult dating.
- Verticals: only Verivox - Kreditrechner offers Lending, Insurance.
Our verdict on each
Cozy
Cozy is a HubPeople adult-dating programme where the whole deal is revenue share: 50% to 65% of what subscriptions earn, paid for the life of that subscriber. It suits publishers already inside adult verticals who want recurring income rather than one-off sale payments.
Verivox - Kreditrechner
Verivox - Kreditrechner provides a direct affiliate programme in lending and insurance centred on its credit calculator theme. Publishers who create borrowing explainers and insurance guides can review traffic rules, approval criteria and tracking details before applying to this single country opportunity.
Every fact side by side
| Fact | Cozy | Verivox - Kreditrechner |
|---|---|---|
| Pricing model | Revshare | Not confirmed |
| Features | Not confirmed | Direct |
| Region | Not confirmed | Single country |
| Legal entity | Not confirmed | Verivox GmbH |
| Headquarters | Not confirmed | Germany |
| Founded | Not confirmed | 1998 |
Where each stands against the rest
| Fact | Cozy | Verivox - Kreditrechner | Median |
|---|---|---|---|
| Commission (%) | 50% to 65%highest quarter | Not confirmed | 12 |
Median across 178 listed affiliate programs.
Pros and cons
Cozy
Pros
- Pays 50% to 65% of revenue under a lifetime revenue share, so renewals keep producing commission long after the signup
- Recurring commission is listed as yes, so retention matters more than one-time conversions
- Runs on HubPeople, so tracking, approvals and payouts all sit in one place
Cons
- Only HubPeople is listed as a network, so there is no second route if approvals slow
- The programme covers adult dating and nothing wider, which narrows what you can send traffic to
- Everything is revshare, so earnings move with subscription revenue rather than a fixed per-sale amount
Verivox - Kreditrechner
Pros
- Single country programme centred on credit calculator theme
Who each suits
Cozy
Who it suits
- Publishers whose traffic already reaches adult and adult-dating audiences
- Site owners happy recommending subscription brands where renewal value drives the payout
- Anyone already promoting through HubPeople and wanting one more revenue share offer
Who should look elsewhere
- Those who want a single stated rate: Nemora AI runs 50% on every sale for life
- Anyone who treats recurring as the headline term: MetArt Network is built around 50% recurring revenue share
Verivox - Kreditrechner
Who it suits
- Publishers with audiences interested in lending
- Publishers with audiences interested in insurance
Country by country
| Country | Cozy | Verivox - Kreditrechner |
|---|---|---|
| Germany | No | Yes |
Questions about each
Cozy
How much commission does the Cozy programme pay?+
Commission runs 50% to 65% of revenue, and the deal is a lifetime revenue share. There is no per-signup fee or flat bounty attached to the number, so earnings track what subscribers actually spend over time rather than how many leads you send. Every model on the programme is revshare.
What kind of commission model is it?+
It is revshare. Nothing is paid per lead or per signup, so what you earn follows subscription revenue rather than the size of your audience. Publishers with smaller but engaged readerships can build a steadier payout than senders chasing volume.
Verivox - Kreditrechner
What verticals does the Verivox - Kreditrechner programme cover?+
The programme covers lending and insurance through a direct relationship. The credit calculator theme gives finance publishers a clear topic for borrowing content. Review the current programme terms for scope and permitted promotional methods.
Who can apply to this affiliate programme?+
Finance publishers with audiences following borrowing and insurance subjects can consider this direct option. Approval depends on audience fit and traffic rules stated in the programme terms. Confirm eligibility details before submitting a site for review.