Updated September 29, 2026 · AffCue Editorial Team
Baufi24 vs VEXCASH
Where Baufi24 and VEXCASH differ
| Compare |  Baufi24 |  VEXCASH |
|---|---|---|
| Commission terms | EUR 50-2500 per mortgage | 0.40 EUR per lead, 0.40-20 EUR per sale |
| Cookie window | 90 days | 90 days |
| Networks | Sovrn Commerce | FlexOffers |
| Payout per sale or signup | €50 to €2,500Higher | €0.40 to €20 |
| Recurring commission | No | Not confirmed |
Same on both: Verticals (Lending).
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Key differences
- Payout per sale or signup is higher at Baufi24: €50 to €2,500 vs €0.40 to €20.
- Networks: only Baufi24 offers Sovrn Commerce.
- Networks: only VEXCASH offers FlexOffers.
- Pricing model: only VEXCASH offers CPL.
Our verdict on each
Baufi24
Baufi24 runs a plain CPA program paying EUR 50-2500 per mortgage on a 90 cookie, and it fits publishers who can build a mortgage-finance niche rather than spread traffic across many verticals. Recurring commission is no, so a single funded loan pays a single time and the Sovrn Commerce network is the route in.
VEXCASH
VEXCASH pays 0.40 EUR per lead, 0.40-20 EUR per sale on a cost per action and cost per lead model, reached through FlexOffers. It suits publishers in the single market it covers who want a focused lending offer and a fee for both leads and sales.
Earnings on 10 sales of 100
Baufi24
€500 to €25,000
10 × €50 to €2,500
VEXCASH
€4 to €200
10 × €0.40 to €20
Baufi24 comes out €24,800 ahead.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Licences and countries
| Country | Baufi24 | VEXCASH |
|---|---|---|
| Region | Single country | Single country |
What we checked
Baufi24
- influencerrate.com: 7 facts, checked September 26, 2026
- baufi24.de: 2 facts, checked September 26, 2026
- viglink.com: 1 fact, checked September 26, 2026
VEXCASH
- flexoffers.com: 5 facts, checked September 26, 2026
- vexcash.com: 5 facts, checked September 26, 2026
How they place
| Ranking | Baufi24 | VEXCASH |
|---|---|---|
| Finance affiliate programs | 57 of 425 | 108 of 425 |
| Lending programs | 6 of 55 | 12 of 55 |
Every fact side by side
| Fact | Baufi24 | VEXCASH |
|---|---|---|
| Pricing model | CPA | CPA, CPLCovers more |
| Region | Single country | Single country |
| Legal entity | Baufi24 Baufinanzierung GmbH | Vexcash AG |
| Headquarters | Not confirmed | Germany |
| Founded | Not confirmed | 2011 |
| Support channels | Phone, Help centre | Not confirmed |
Where each stands against the rest
| Fact | Baufi24 | VEXCASH | Median |
|---|---|---|---|
| Cookie window | 90 dayshighest quarter | 90 dayshighest quarter | 30 |
| Payout per sale or signup | €50 to €2,500highest quarter | €0.40 to €20below the median | €50 |
Median across 146 listed affiliate programs.
Pros and cons
Baufi24
Pros
- Commission is a clear per-deal EUR 50-2500 per mortgage, and the model is cpa only, so a publisher can forecast earnings without a revenue share to model.
- The 90 cookie sits at the lending median, 90, which suits the slow research cycle behind a mortgage decision.
- Support covers phone and help centre, so a stalled application can be chased by phone instead of sitting in a queue.
Cons
- Recurring commission is no, so there is no second payment on a mortgage that is already funded.
- Coverage is single country, so traffic from outside that market earns nothing from this offer.
- Support runs on phone and help centre only, which leaves tracking questions to a phone call and a help centre rather than an email thread.
VEXCASH
Pros
- The 90 day window sits well above the lending median 90, so a reader who takes their time still counts.
- That window ranks 12 of 129 programmes on cookie length across the directory.
- 0.40 EUR per lead, 0.40-20 EUR per sale pays on the lead as well as the sale, so traffic that stops at the form is not worth nothing.
Cons
- The programme is built for a single market, single country, so a multilingual publisher earns from only part of its audience.
- A verification bonus is not among its commission terms (0.40 EUR per lead, 0.40-20 EUR per sale), while Qonto pairs CPA with CPA per registration plus KYB bonus for business volume.
Who each suits
Baufi24
Who it suits
- Publishers with a concentrated domestic readership who can promote home finance end to end.
- Sites that prefer a per-deal CPA on a completed mortgage over a lead fee, and want to weigh it against Qonto's CPA per registration plus KYB bonus.
- Networks-minded publishers already working inside Sovrn Commerce, who would rather apply through an existing tracking relationship.
Who should look elsewhere
- Publishers who want to earn on repeat sales: recurring commission is no here, while Admitad pays 5% per sale.
- Publishers after a hybrid lead and CPA deal: Mintos pays Hybrid lead and CPA commission, where Baufi24 pays cpa on completed mortgages.
- Sites with mixed international traffic, since coverage is single country; a registration deal such as Qonto's CPA per registration plus KYB bonus may sit better with that mix.
VEXCASH
Who it suits
- Lending writers whose readers sit in the single market VEXCASH serves, where the 90 day window does the waiting.
- Publishers paid per action rather than per share, since cpa and cpl keeps the deal simple.
- Finance publishers based in Germany who prefer to work inside FlexOffers rather than chase direct approvals.
Who should look elsewhere
- Publishers chasing a share of customer revenue, because Admitad pays 5% per sale rather than a flat lead fee.
- Anyone after an extra bonus on the action, since Qonto combines CPA per registration plus KYB bonus.
- Sites whose readers are spread across many countries, because VEXCASH stays inside a single market.
Country by country
| Country | Baufi24 | VEXCASH |
|---|---|---|
| Germany | Yes | No |
Questions about each
Baufi24
How much does Baufi24 pay per sale?+
Commission is a per-deal CPA of EUR 50-2500 per mortgage, and the payout model is cpa. The figure moves with the value of the mortgage, so a larger loan carries a larger payout. Publishers who build evergreen content around high-value home finance get the most from this structure.
How long is the cookie window?+
The cookie window is 90, which is generous for a mortgage offer where a reader may research for weeks before applying. That window sits in line with the lending median, 90, so a publisher competing on window length in this niche has little ground to make up.
VEXCASH
How much does VEXCASH pay for a lead and for a sale?+
VEXCASH pays 0.40 EUR per lead, 0.40-20 EUR per sale. The lead fee is a single set figure, while the sale fee is quoted as a band, so the amount attached to a completed credit moves with the deal rather than sitting at a flat rate. Plan for a smaller return on the form submit and a larger return on the sale.
How long is the cookie window on VEXCASH?+
The window is 90 days. That is well above the median across lending programmes, 90, and above the finance median, 30. For a credit product where readers tend to compare before they apply, that extra window is the part of the deal that matters most.